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You're a VIP. Every day.

Whether you’re opening your first account or are a lifelong member, you’re very important to us.

We share our profits with you, not shareholders. We invest in innovative technology to make your digital banking experience more convenient and secure - whether at home, in the tractor or behind a desk. When you need some advice from an expert, you can always talk to a real person. And we have a great selection of products to meet your financing and banking needs.

At Synergy, you’re a VIP. Every day.

Learn about the Perks

(in no particular order, because we think they are all equally cool)

Mortgage Switch

Are you looking at different mortgage options? Synergy will pay up to $1,500 of the fees associated with moving your mortgage.

Speak to someone local

Sometimes you just want to speak to someone, and in today’s world, that can look a little different to each of us. Whether by phone, live chat, email or in person, you’ll speak with a local expert from right here on the prairies.
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Leading with purpose

Synergy’s leadership sets and guides the overall direction of the credit union to ensure its success, as both a viable business, and a socially, environmentally and economically responsible financial co-operative. They aim to ensure the credit union’s values are aligned with its membership and business is conducted in an effective, open, transparent and ethical manner.

Local experts and local decision making

Our team is your team. Synergy experts are a team of hard-working and dedicated people who live and work right here in your community. Not only do they understand your challenges, they also have the skills and training to tailor innovative solutions to your unique financial needs.
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Bank when and where it's convenient for you

When you bank digitally, you want to be sure that it’s safe and secure. After all, it is your money we are talking about. We offer a digital banking experience, one where security* is key, but that is also about you, such as being able to upload photos and customize your favourites while doing all the things you’ve come to expect from banking digitally. We are so confident in our digital banking, that we guarantee it.

Helping your community

Giving back to our communities is a value and commitment that guides us every day, whether it's providing financial support through our Synergy Shares program or volunteering for local events in the cities and towns that we serve.
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ProfitShares and member rewards

When the credit union has success, so do our members. Through our ProfitShares program, you can share in our profits through rate bonuses on deposits, rate rebates on loans (on most products) and dividends to your ProfitShares account. What’s even better, is that the more business you do with Synergy, the bigger your share.

Relationship Rewards

We like to reward our members in many ways. One of which is pricing based on the business you do with us. Offers like the Powerpack relationship rebate or the relationship rewards on our Business and Ag accounts.

Member Owner

When you are a member, you have a say in how Synergy Credit Union operates through an opportunity to be a Director, to vote in our Board of Directors elections and by participating in the voting in bylaw changes at our Annual General Meeting. Democratic Member Control is one of the founding 7 Co-operative Principles Synergy is guided by.
Saskatchewan's Top Employers Logo 2021

Being a top employer is pretty awesome. Working for a top employer is even better. The team at Synergy make a difference in people's lives and in communities we live in. For us, it's not just about a job here. It's about having a purpose that really matters.

Move your payments and deposits with ease

If you have an account at another financial institution that your payments or deposits go to, and you want to have it conveniently located in one place (because who likes managing so many accounts) it can be done with ease, and very little effort on your part. You input your payment and direct deposit information to our secure ClickSWITCH system, submit the switch and we’ll do the rest (whew, that was easy).

Your deposits are fully guaranteed

Deposits held in Synergy Credit Union are fully guaranteed. There is no limit to the size of deposit covered by the guarantee – whether $1 or $1,000,000 or more, all deposits are fully guaranteed.

Financial education

Making sense of your money means having the right information at the right time. That's what we're here for. We’ve designed a blog to give you easy access to the information you need.

Extended warranty and price protection

When you make a purchase from your SmartPack or PowerPack account, enjoy protection on the purchases of most retail items for 120 days if the item is stolen, dropped or damaged; up to two years of extended warranty on products whose manufacturers’ warranty is valid in Canada for five years or less; and price protection for 60 days from the date of purchase.

Online money education

Looking to up your game? Join the free online Synergy Academy. We believe that helping you to prosper also means truly supporting you on your journey to becoming your own best financial advocate. This belief is a big part of our motivation to build “It’s a Money Thing Academy”, a set of free online money education courses that you can access at your convenience.

Full service planning

We believe in our members and want to help them achieve their financial goals. That’s why we have experienced specialists ready to help by offering holistic planning and transparent advice. We’ll make sure your financial house is sturdy in the case of an emergency or illness and you are on the right track to achieve your financial goals.

Inspired by our Members 

Become our newest member

What we do for our members and communities goes way beyond banking. We’re proud of the exceptional range of products and services we offer, but that’s not our focus. Those are the tools we use to help real people like you achieve your goals. Our focus is on understanding what you need to prosper.

It’s easy to join, and we make it simple to switch. Become our newest member. We can’t wait to meet you.

Join us on social media

When you follow us on social media, you do more than stay up-to-date with events and upcoming promotions. You’ll also get financial tips and advice and access to great content to help you learn more about your money.

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