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Member Card® Debit Card

Accessing and managing your cash flow is simple with a Synergy Credit Union Member Card debit card. You can use it to withdraw cash, make a deposit, check your balances or even make a loan payment at any Synergy Credit Union ATM. As a credit union member, you can also access a nationwide network of more than 1,900 ATMs without any added charge. You can also use it at any ATM or point-of-sale machine marked with:
    • ACCULINK®
    • INTERAC®
    • CIRRUS®
    • MAESTRO®
Lock'N'Block
Losing a debit card can cause a lot of anxiety. If you happen to lose or misplace your Synergy Credit Union Member Card® debit card, our free Lock’N’Block service makes it simple to lock it or block transactions. No matter where you are or what time of day it is when you lose your card, you can lock or block it. Just sign into Synergy online banking or, if you are on the go, though the Synergy CU Mobile App and follow the simple prompts. All transactions will be automatically declined, making any attempts to use your card online, by phone or at ATMs or in-store purchases virtually impossible. If you end up finding your card, you can follow the same process to unlock/unblock and resume using it.



INTERAC® Flash
Your Synergy Credit Union Member Card® debit card also comes with INTERAC Flash, a contactless and secure way of paying. Just tap your card at any point-of-sale machine that displays the INTERAC Flash logo or wave symbol for purchases of up to $250. If you’re spending more than $250, or if the tap option isn’t available, just swipe or insert your card and enter your PIN. To protect your account, there are daily limits in place.
Insurance Benefits Package
When you choose one of our PowerPack or SmartPack accounts and make retail purchases, you get the added benefit of:
  • protection on the purchases of most retail items for 120 days if the item is stolen, dropped or damaged
  • up to two years of extended warranty on products whose manufacturers’ warranty is valid in Canada for five years or less
  • price protection for 60 days from the date of purchase
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