BUSINESS & AG
Local experts. Personalized advice. Financial tools to help you grow.
We go beyond banking to become your financial partner. Whether you're growing a farm, launching a business, or expanding into new markets, our team offers personalized advice and flexible solutions built around your goals. From rural communities to vibrant cities like Lloydminster and Saskatoon, we’re here to help you build financial confidence and long-term success—starting today.
Find the Right Team for Your Goals
Planning a major expansion or managing day-to-day operations? We’ll connect you with the right advisors to help you succeed.
Business & Ag Financial Centre (BAFC)
Expert Support for Growth, Succession, and Complex Needs
Based in Lloydminster, our BAFC team supports members across all branches with specialized advice for expansion, succession, and advanced financial needs.
What you can expect:
- Tailored lending and credit strategies
- Commercial mortgages and leasing options
- Succession and transition planning
- Business wealth and group benefits
- A dedicated relationship manager who understands your industry
Branch Business & Ag Advisors
Local Support for Everyday Business and Farm Needs
Our branch-based advisors live and work where you do. They offer quick answers, practical advice, and flexible solutions to help your business or farm thrive.
What you can expect:
- Simple, flexible financing
- Everyday banking support
- Digital tools for money management
- Local decision-making for faster approvals
- Advice from someone who knows your community
Why Work With Us?
- We’re local: We understand your region’s challenges and opportunities.
- We’re member-owned: Your success is our success.
- We’re relationship-driven: You’ll never be just a number.
- We’re flexible: We tailor solutions to your goals—not the other way around.
Smart Tools for Growing Businesses and Farms
Just starting out or scaling up? Our tools are designed to simplify your day-to-day and support your growth.

Business & Ag Account Packs

Business & Ag Loans

Business & Ag Mortgages

Business Credit Cards
Simplify Payroll & Payables with CAFT
Spend less time on paperwork—and more time growing your business.
Customer Automated Funds Transfer (CAFT) is your secure, all-in-one platform for moving money across Canadian financial institutions. From direct deposit payroll to payables and receivables, CAFT helps you stay compliant, save time, and keep your operations running smoothly.
Advice That Moves You Forward
Running a business or farm isn’t easy—but you’re not in it alone. Explore practical tips, expert insights, and actionable strategies from our Advice Centre to help you make confident decisions and grow with purpose.
Why Local Businesses Choose Synergy
Hear from the members who make our communities strong—and how Synergy helped them grow.

Paradise Hill Ranch and Western Wear

Guppy’s Car and Truck Wash and Spa

Lloydminster Rescue Squad

Fourth Meridian Farms

Paradise Hill Ranch and Western Wear

Guppy’s Car and Truck Wash and Spa

Lloydminster Rescue Squad

Fourth Meridian Farms
What's New?
The CEBA extension eligibility criteria and repayment dates have recently been updated. If you already have a CEBA loan with Synergy Credit Union, it's essential to stay informed about these changes. Be sure to check your email for the most detailed and personalized information regarding your loan.
Explore Further
Please visit https://ceba-cuec.ca/ for additional insights and resources on the Canada Emergency Business Account.
Discover More with Synergy
Explore more ways Synergy can support your business or farm—on your terms.