Synergy Credit Union - Reach Your Goals with Synergy Credit Union Personal Loans

Personal Loan APR* Examples

Personal Term Fixed Rate Loan

Annual rate = 9% (+$50 application fee)

APR 9.043%

Personal Quick Loan

Annual rate = 11.0% (+$50 application fee)

APR 11.1%

Membership That Goes Beyond Banking

Discover the benefits of becoming a Synergy Credit Union member — it's rewarding, empowering, and built around you.

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Empowering Through Education

Loan Basics: Smart Borrowing Starts Here

This quick guide breaks down the basics so you can borrow smarter and stay in control of your finances.

Read on

Want a better credit score?

Learn simple, effective steps to boost your number and take control of your financial future.

Take charge of your education financing

Before you borrow, explore smart strategies to save money, reduce debt, and make informed choices for your education.

What to Bring to Your Appointment

Pay stubs for the past 3 months
A letter from your employer verifying position and pay OR
Your most recent Notice of Assessment
Your employer's legal address
A current list of assets with approximate amount or value of the assets
A current list of liabilities, including:
- current balance
- payment amount
- authorized limit for credit card or line of credit, if applicable
Direct deposit information

Payment Protection

When illness, tragedy or job loss strike, the last thing you want to be concerned with is how you’ll pay your mortgage or loan. We can make sure you’re covered with a wide range of payment protection products that will safeguard you and your family from financial loss should difficult times arise.

Term and Quick Loan coverage