Synergy Credit Union - Super Mortgage

Synergy CU Preloader 80X80

SIGN IN

WHO IT'S FOR

Homeowners seeking flexibility who want the ability to make significant annual prepayments without penalties, especially on variable rate loans.
Individuals who require access to extra funds for non-mortgage purchases at competitive mortgage rates.
Long-term planners looking for customizable mortgage terms, including fixed or variable rates, with amortization periods up to 30 years to fit their financial goals.

FEATURES & BENEFITS

Choose between fixed or variable interest rates for your mortgage or sub-loans.
Select loan terms ranging from 1 to 7 years to align with your financial needs.
Benefit from amortization periods of up to 30 years* for long-term affordability.
Access competitive interest rates designed to support responsible borrowing.

*Terms and conditions apply.

Make up to 20% in annual prepayments on fixed-term loans to pay down your mortgage faster.
Enjoy the flexibility of no prepayment penalties on variable rate loans*.
Choose between blended or interest-only payment structures to suit your preferences*.
Earn potential rewards through Synergy Credit Union’s ProfitShares program.

SMART STEPS TO MORTGAGE SUCCESS

Packing in a book filled room

Get Pre-Approved with Confidence

A mortgage pre-approval is a great first step in your homebuying journey. Start your search knowing what you can afford.

Learn more & apply

Mortgage Renewal 553X275 (1)

Renew Your Mortgage with Ease

Learn when to renew, what your options are, and how to make the most of your next term—with tools, tips, and expert advice.

Learn more

couple-reviewing-documents-on-couch

Pay Off Your Mortgage Faster

Understand your prepayment options, avoid penalties, and take control of your mortgage.

Discover more

Synergy Credit Union uses cookies to improve your experience on our website. By continuing to browse the site you are agreeing to our use of cookies. You can find more information on our use of cookies here.