On the path to financial wellness, knowing and understanding financial products and what they can do for you can make all the difference in the world.Your world.
Small to medium-sized business owners and ag operators with monthly fluctuating transaction volumes.
Small to medium-sized business owners and ag operators looking to get the best value without having to manually change account levels.
Companies that maintain a high number of transactions and balances, benefiting from the fee reduction to zero when maintaining a minimum monthly balance.
FEATURES AND BENEFITS
The SmartPack Biz account automatically moves to the right level based on your number of transactions and balance, ensuring you always get the best value and benefits tailored to your business needs.
All four levels include:
Free INTERAC® e-Transfers*
Unlimited cash deposits per month**
Unlimited Internal System Transactions1
‘Ding-free’ ATM usage across Canada
Depending on the level you are in:
Monthly cost ranges from $10.00 to $85.00 (free with minimum monthly balance)
Monthly transactions range from 15 to 150
*INTERAC e-Transfers count as transactions to send and receive.
**This applies to cash only; your non-cash deposits are included in your account pack transactions. Cash management fees may apply for tendered relationships.
1Internal System Transactions are set up and scheduled in advance and include automatic transfers to another credit union account (investment, loan, savings or chequing) and online banking scheduled transfers, including loan payments.
SmartPack Biz Level 1
Pay $10 monthly for 15 transactions
Each additional transaction is $1.25
You are automatically bumped up to SmartPack Biz Level 2 after 23 transactions
You are automatically bumped up to SmartPack Biz Level 3 when you maintain a minimum balance of $25,000
SmartPack Biz Level 2
Pay $20 monthly for 30 transactions
Each additional transaction is $1.25
You are automatically bumped up to SmartPack Biz Level 3 after 50 transactions
You are automatically bumped up to SmartPack Biz Level 3 when you maintain a minimum balance of $25,000
SmartPack Biz Level 3
Pay $45 monthly for 70 transactions, or $0 when you maintain a monthly minimum balance of $25,000.
Each additional transaction is $1.25
You are automatically bumped up to SmartPack Biz Level 4 after 102 transactions
SmartPack Biz Level 4
Pay $85 monthly for 150 transactions, or $0 when you maintain a monthly minimum balance of $40,000
Each additional transaction is $1.25
READY TO GET STARTED?
Our Synergy experts live and work in your community, so they truly understand the unique challenges and opportunities of running a local business. They provide tailored financial solutions to support your business operations.
Compliance with CRA’s payroll regulations, especially around tax and other deductions, vacation pay, etc. can be time consuming for business owners. CAFT, a direct payment processing platform, makes the process seamless, allowing you to put your focus on building your business and helping your team while still meeting government requirements.
You can use CAFT to:
Move money electronically between Canadian financial institution
Synergy Credit Union uses cookies to improve your experience on our website. By continuing to browse the site you are agreeing to our use of cookies. You can find more information on our use of cookies here.
Search
JOIN US
SMARTPACK BIZ ACCOUNT
