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BUSINESS & AG ACCOUNTS

Your daily business account should meet your unique needs and cost you as little as possible. Our business and agriculture account packages are designed to do exactly that.

PowerPack Biz Account
If you want significant savings each month, the PowerPack Biz is perfect for you.

  • monthly cost $110.00
  • eligible for $150 annual business review rebate
  • unlimited transactions
  • unlimited INTERAC® e-Transfer
SmartPack Biz Account
Your SmartPack Biz account automatically moves to the right level based on your number of transactions and balance.

Depending on the level you are in:
  • monthly cost ranges from $10.00 to $85.00 (free with minimum monthly balance)
  • monthly transactions range from 15 to 150
U.S. ExchangePack Biz Account
Earn competitive interest, access U.S. funds in branch or with U.S. cheques and Western Union bank drafts.

  • monthly cost $0.00
  • first 5 transaction are free
Tendered Accounts
If you operate a large business, municipality, regional health district, school division or are a First Nations organization, our tendered chequing account allows you to receive the best possible price/service in the marketplace.

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PowerPack Biz Account

For $110 a month*, the PowerPack Biz offers you unlimited transactions as well as a preferential U.S. exchange rate and discounted cash management services. You can also earn more competitive rates on all your products, including investments or loans, as well as a rebate of up to $150 per year on your annual business review. In addition to all of these great perks, you get:
    • free paper statements if you so choose
    • ‘ding-free’ ATM usage across Canada
    • unlimited Internal System Transactions1
    • cash deposits up to $30,000 per month2
    • access to our Business Specialists
    • access to ‘BizAssist’, an online resource centre that provides business tools, templates and articles for small business owners and the self-employed
    • option to receive a monthly newsletter with timely information on how to grow your business, engage your employees and plan for retirement or succession
    • *account is free when you maintain a monthly minimum balance of $55,000
1Internal System Transactions are set up and scheduled in advance and include automatic transfers to another credit union account (investment, loan, savings or chequing) and online banking scheduled transfers, including loan payments.
2If your business exceeds $30,000 in cash deposits per month, there is a transaction fee of $1.00 per $1,000 deposited.


SmartPack Biz Account

SmartPack Biz is a four-level system that automatically adjusts your monthly fees based on your transaction activity and account balance. If you maintain a minimum monthly balance, your fees are reduced to zero for that month. If your transaction volume fluctuates, we automatically bump you up or down a level to save you money.

All four levels offer unlimited free INTERAC® e-Transfers, unlimited Internal System Transactions*, a free monthly e-statement, ‘ding-free’ ATM usage across Canada and cash deposits up to $30,000 per month**.

*Internal System Transactions are set up and scheduled in advance and include automatic transfers to another credit union account (investment, loan, savings or chequing) and online banking scheduled transfers, including loan payments.
**If your business exceeds $30,000 in cash deposits per month, there is a transaction fee of $2.00 per $1,000 deposited.

SmartPack Biz Level 1


  • pay $10 monthly for 15 transactions when your account balance is below $25,000
  • each additional transaction is $1.25
  • you are automatically bumped up to SmartPack Biz Level 2 after 23 transactions
  • you are automatically bumped up to SmartPack Biz Level 3 when you maintain a minimum balance of $25,000

SmartPack Biz Level 2


  • pay $20 monthly for 30 transactions when your account balance is below $25,000
  • each additional transaction is $1.25
  • you are automatically bumped up to SmartPack Biz Level 3 after 50 transactions
  • you are automatically bumped up to SmartPack Biz Level 3 when you maintain a minimum balance of $25,000

SmartPack Biz Level 3


  • pay zero fees when you maintain a monthly minimum balance of $25,000
  • pay $45 monthly for 70 transactions when your account balance is below $25,000
  • each additional transaction is $1.25
  • you are automatically bumped up to SmartPack Biz Level 4 after 102 transactions

SmartPack Biz Level 4


  • pay zero fees when you maintain a monthly minimum balance of $40,000
  • pay $85 monthly for 150 transactions when your account balance is below $40,000
  • each additional transaction is $1.25

U.S. ExchangePack Biz

If you do a lot of business in U.S. funds, this daily interest-bearing account can save you money. In addition to giving you the flexibility to make transactions when foreign exchange rates are most favourable, it also offers:
    • 5 free monthly transactions when you maintain an account balance of $500 monthly
    • unlimited deposits
    • additional transactions for $1.25 each
    • 10 USD cheques printed monthly in-branch for free
    • unlimited Internal System Transactions*
    • easy access to your funds in-branch or by using U.S. cheques or Western Union bank drafts
*Internal System Transactions are set up and scheduled in advance and include automatic transfers to another credit union account (investment, loan, savings or chequing) and online banking scheduled transfers, including loan payments.


Tendered Accounts

If you operate a large business, municipality, regional health district, school division or are a First Nations organization, our tendered chequing account allows you to receive the best possible price/service in the marketplace. We will tailor this account to your specific needs and make it easy to access and manage your funds by:
    • visiting us in-branch
    • calling our Member Contact Centre
    • online and mobile banking
    • issuing cheques and payments
When you choose a Tendered Chequing Account with us, you also benefit from automated payroll and investment services as well as access to revolving line of credit and borrowing on approved credit.
Employer Sponsored Financial Wellness

Financial problems are one of the largest contributors to personal stress. When employees are financially secure, they are more productive, which means that they miss less work, are more focused and more effective in their roles. Helping your employees take control of their personal finances is a beautiful thing. We are here to help by offering Employer Sponsored Financial Wellness.

In our Employer Sponsored Financial Wellness program, your employees will be empowered to take control of their personal finances through both traditional benefit plans and increased financial literacy to help them achieve long-term financial success and stability.

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