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RETIREMENT INCOME FUNDS
RETIREMENT INCOME FUNDS
EXPLORE YOUR RETIREMENT INCOME OPTIONS
REGISTERED ISAVE
REGISTERED ISAVEGrow your long-term savings with no minimum deposit, high interest, and tax-deferred earnings—all in one flexible account.
Key features:
- Unlimited deposits
- Automatic contributions
- Free e-Statements (paper statements available for $2.50 per month)
REGISTERED TERM DEPOSIT
REGISTERED TERM DEPOSITLock in guaranteed returns and grow your retirement savings tax-free—ideal for long-term planners looking to maximize RRSP contribution room.
Key features:
- Minimum investment: $500
- Terms available from 1 to 5 years
- Redeemable only at maturity
- Non-registered options also available
REGISTERED 1 YEAR CASHABLE TERM DEPOSIT
REGISTERED 1 YEAR CASHABLE TERM DEPOSITEarn a guaranteed return with the flexibility to access your funds anytime—ideal for secure, short-term retirement savings.
Key features:
- Minimum investment: $500
- 12-month term
- Redeemable without penalty after the first 30 days
- Interest paid at maturity or upon redemption after 30 days
REGISTERED HIGH 5 TERM DEPOSIT
REGISTERED HIGH 5 TERM DEPOSITGrow your savings with guaranteed returns and access to 20% of your investment each year—ideal for long-term savers seeking both stability and flexibility.
Key features:
- Minimum investment: $5,000
- Laddered investment structure
- Your deposit is split into 5 equal parts, each maturing annually over 1 to 5 years
- Your deposit is split into 5 equal parts, each maturing annually over 1 to 5 years
- Guaranteed interest rates for each term
- Reinvestment flexibility as each portion matures
