Search
JOIN US
Savings & Investment Rates
We’re here to help you grow your money with competitive savings and investment options designed for every stage of life. Explore current rates for our most popular accounts and term deposits, and quickly find the product that fits your financial goals.
SaveDailyPack Rates
Everyday savings with flexible access.
High Interest Savings Account (iSave) Rates
Earn more on balances you’re building for short‑term or long‑term goals.
Term Deposit Rates
Guaranteed returns over fixed terms that help your savings grow predictably.
Tax-Free Savings Account (TFSA) Rates
Grow your savings tax‑free with flexible account and term deposit options.
Registered Plans (RRSP/FHSA) Rates
Save for retirement or your first home with registered, tax‑advantaged accounts.
Registered Income Fund (i.e. RRIF) Rates
Turn your retirement savings into steady income with secure rate options.
Savings Accounts Rates
Interest is earned on closing daily balance and paid monthly.
| SaveDailyPack | Rate |
| $0 to $1,500 | 0.100% |
| $1,500.01 to $5,000 | 0.150% |
| $5,000.01 to $15,000 | 0.150% |
| $15,000.01 to $30,000 | 0.200% |
| Over $30,000 | 0.250% |
High Interest Savings Accounts (iSave) Rates
| Non-registered iSave | Rate |
| $0 to $5,000 | 0.300% |
| $5,000.01 to $25,000 | 0.350% |
| $25,000.01 to $60,000 | 0.400% |
| $60,000.01 to $100,000 | 0.450% |
| Over $100,000 | 0.550% |
| RRSP iSave | Rate |
| $0 to $5,000 | 0.300% |
| $5,000.01 to $25,000 | 0.350% |
| $25,000.01 to $60,000 | 0.400% |
| $60,000.01 to $100,000 | 0.450% |
| Over $100,000 | 0.550% |
| TFSA iSave | Rate |
| $0 to $5,000 | 0.300% |
| $5,000.01 to $25,000 | 0.350% |
| $25,000.01 to $60,000 | 0.400% |
| $60,000.01 to $100,000 | 0.450% |
| Over $100,000 | 0.550% |
| AgriInvest iSave | Rate |
| $0 to $1,000 | 0.550% |
| $1,000.01 to $3,000 | 0.550% |
| $3,000.01 to $5,000 | 0.550% |
| $5,000.01 to $10,000 | 1.250% |
| Over $10,000 | 1.250% |
Term Deposit Rates
| Non-registered Term Deposit, DepositWISE® and Wealth Accumulator | Rate |
| 1-Year | 2.50% |
| 2-Year | 2.60% |
| 3-Year | 2.60% |
| 4-Year | 2.70% |
| 5-Year | 2.80% |
| Non-registered One Year Cashable | Rate |
| 1-Year | 2.25% |
| Non-registered High Five Term Deposit Options | Rate |
| 1-Year | 2.50% |
| 2-Year | 2.60% |
| 3-Year | 2.60% |
| 4-Year | 2.70% |
| 5-Year | 2.80% |
| Registered Term Deposit | Rate |
| 1-Year | 2.50% |
| 2-Year | 2.60% |
| 3-Year | 2.60% |
| 4-Year | 2.70% |
| 5-year | 2.80% |
| Registered One Year Cashable | Rate |
| 1-Year | 2.25% |
| Registered High Five Term Deposit Options | Rate |
| 1-Year | 2.50% |
| 2-Year | 2.60% |
| 3-Year | 2.60% |
| 4-Year | 2.70% |
| 5-Year | 2.80% |
Tax-Free Savings Accounts (TFSA) Rates
| TFSA iSave | Rate |
| $0 to $5,000 | 0.300% |
| $5,000.01 to $25,000 | 0.350% |
| $25,000.01 to $60,000 | 0.400% |
| $60,000.01 to $0,000 | 0.450% |
| Over $100,000 | 0.550% |
| TFSA Wealth Accumulator | Rate |
| 1-Year | 2.500% |
| 2-Year | 2.600% |
| 3-Year | 2.600% |
| 4-Year | 2.700% |
| 5-Year | 2.800% |
| TFSA Term Deposit | Rate |
| 1-Year | 2.500% |
| 2-Year | 2.600% |
| 3-Year | 2.600% |
| 4-Year | 2.700% |
| 5-Year | 2.800% |
| TFSA One Year Cashable | Rate |
| 1-Year | 2.250% |
Registered Plans (RRSP/FHSA) Rates
| RRSP iSave | Rate |
| $0 to $5,000 | 0.300% |
| $5,000.01 to $25,000 | 0.350% |
| $25,000.01 to $60,000 | 0.400% |
| $60,000.01 to $100,000 | 0.450% |
| Over $100,000 | 0.550% |
| RRSP Wealth Accumulator | Rate |
| 1-Year | 2.500% |
| 2-Year | 2.600% |
| 3-Year | 2.600% |
| 4-Year | 2.700% |
| 5-Year | 2.800% |
| RRSP Term Deposit | Rate |
| 1-Year | 2.500% |
| 2-Year | 2.600% |
| 3-Year | 2.600% |
| 4-Year | 2.700% |
| 5-Year | 2.800% |
| RRSP One Year Cashable | Rate |
| 1-Year | 2.250% |
| Registered High Five Term Deposit Options | Rate |
| 1-Year | 2.500% |
| 2-Year | 2.600% |
| 3-Year | 2.600% |
| 4-Year | 2.700% |
| 5-Year | 2.800% |
Retirement Income Funds (RRIF) Rates
| RIF, LRIF, LIF, PRIF and LIRA iSave | Rate |
| $0 to $5,000 | 0.300% |
| $5,000.01 to $25,000 | 0.350% |
| $25,000.01 to $60,000 | 0.400% |
| $60,000.01 to $100,000 | 0.450% |
| Over $100,000 | 0.550% |
| RIF, LRIF, LIF, PRIF and LIRA Term Deposit |
Rate |
| 1-Year | 2.500% |
| 2-Year | 2.600% |
| 3-Year | 2.600% |
| 4-Year | 2.700% |
| 5-Year | 2.800% |
| LIRA One Year Cashable | Rate |
| 1-Year | 2.250% |
*Rates are subject to change without notice.
Not sure which option fits your needs?
Our team can help you compare products, choose the right savings strategy, or understand contribution rules for registered plans.