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Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more

Rates & Fees

Find today’s featured Synergy CU rates, including prime, loan rates, and key account information. Use the rate categories below to explore spending, savings, mortgage, and foreign exchange rates in more detail.

Explore Rates by Category

Spending Account Rates

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Savings & Investment Rates

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Personal Mortgage Rates

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Foreign Exchange Rates

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Featured Rates


Simplicity Mortgage (Insured)

5-Year

4.09
*
%
Term Deposit (Registered)

5-Year

2.80
*
%
*Rates are subject to change without notice.
SEE ALL CURRENT RATES

Prime and Loan Rates


Prime rate is our benchmark rate used for many lending products.
Prime Rate
4.45
*
%
Student Loan

Secured

6.20
*
%
Unauthorized overdraft rate is 26.00% and is charged when your account balance goes below zero.
*Rates are subject to change without notice

Account Details & Fees

Personal Orange 60X60
Personal Account Details
Business Orange 60X60
Business & Ag Account Details
Links Orange 60X60
Other Account Fees
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