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Personal Wealth

Your definition of wealth is unique, so how you plan to achieve it should be too. This is why we offer multiple ways to help you understand your money and reach your goals. Our highly skilled financial advisors can help you build and sustain a plan customized to you.
Wealth Management

Money flows through every aspect of your life, so learning how to manage it is essential to your success. To help you achieve this success, we offer free access to financial experts who look beyond your numbers and empower you to make decisions that align with what matters to you most. Whether you’re a seasoned investor or just getting started on your wealth-building journey, we offer one of the widest range of investment options in the industry and have the people and products to help you grow. They are on site to help you with:


  • Investment planning
  • Retirement planning
  • Education planning
  • Tax planning
  • Estate planning
What is wealth management?
The reality is ‘wealth management’ isn’t only for the wealthiest people who have vast fortunes to pour into investing.
Estate Planning
Your estate is everything you own today - your car, home, savings, investments, life insurance and even your personal possessions. So no matter where you may be on your financial journey, you have an estate that needs protecting. There are four main elements of estate planning:

  • Will
  • Power of Attorney
  • Distributing your estate
  • Planning how you want things handled in the event of the unexpected assures you that your wishes will be carried out with the least amount paid in legal fees and taxes for both you and your heirs

Estate Planning 101
We understand that no one looks forward to planning their estate. We also know how important it is to you and your family that it's done right.
Your Financial Challenges, Our Expertise
As more Canadians succumb to debt-related financial stress, advisors have an increasingly crucial role to play by focusing on financial fundamentals.
That’s the word from Danielle Hollingshead, Wealth Services Supervisor at Synergy Credit Union, who’s seeing the impact of rising rates trickle down to an increasing number of clients in real time.

How do you want to Grow  your money?

If you prefer a self-serve approach, we also offer simple and secure online trading and virtual investing services. It’s not about how much you have, either. At Synergy, it’s all about you and how you want to grow your money.
Wealth Management
From budgeting to investing, we’ve got the tools and expertise you need to make your money work for you.
Qtrade Direct Investing™
If you prefer to self-manage your investments, Qtrade Direct Investing empowers you to reach your investment goals.
Qtrade Guided Portfolios®

Combines the convenience of online investing with the expertise of professional investment advice.


Wealth Management

Whether you’re a seasoned investor or just getting started on your wealth-building journey, we’ve got people and products to help you achieve your personal financial goals. We take the time to understand who you are and what you want to achieve and then put together a plan that fits.

We offer investment options that can be tailored to meet your needs. This robust service is possible because of our partnership with Aviso Wealth Inc., a cooperative system-owned wealth management organization. Our talented local experts are mutual fund licensed through Credential Asset Management Inc. or full securities licensed through Credential Securities. They are on site to help you with:

    • Investment planning
    • Retirement planning
    • Education planning
    • Tax planning
    • Estate planning



Qtrade Direct Investing™

Write your own future.

You’ve got goals. For your future. For your family’s future. Pursue them with the confidence that comes from expanded investor knowledge and expert insights. And from tools that help guide your investment decisions.

We’ve partnered with Qtrade Direct Investing to give you the confidence to buy and sell stocks, bonds, exchange traded funds (ETFs), and mutual funds - with low trading fees.

  • Execute with ease on an award-winning trading platform. Qtrade has consistently been ranked Canada's #1 online investing platform.
  • Realize opportunity with industry-leading tools. Whatever your level of investment experience, build, evaluate and test your portfolio with calculators, and tools like Portfolio Creator™, Portfolio Score™ and Portfolio Simulator™, which feature the industry's most advanced risk analysis and portfolio-building technology.
  • Move Forward with Canada's best online trading support. You can on Qtrade.

The key to investing confidence is in your hands. Qtrade can help work toward your financial goals today. Open an account.

Not ready to commit? Take Qtrade for a spin with a 30-day free trial account.


Optimize your investments ASAP
Get up to $2,000 from Qtrade Directing Investing® when you open a new online brokerage account by March 4, 2024, and transfer in at least $5,000.* The more you invest, the more you’ll receive.

*Terms and conditions apply.

®Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth Inc. and its subsidiaries. 


Digital advice from Qtrade Guided Portfolios®

A smart, easy way to invest

Qtrade Guided Portfolios offers investment portfolios for a wide range of investor needs, including Responsible Investing options. Core portfolios track the performance of Canadian, U.S. and global stock and bonds. Responsible Investing portfolios make a positive impact beyond a financial return. The investment managers evaluate investments based on environmental, social and governance performance and work directly with companies to encourage improvements in their sustainability as well as their growth.

Getting started is easy. Tell Qtrade Guided Portfolios a little about yourself and you’ll receive a recommendation for an expertly designed portfolio that fits your needs. Then fund your account online and Qtrade Guided Portfolios will do the rest for you.

Qtrade Guided Portfolios provides:

  • A fully automated service so you don’t have to make any investment decisions
  • A professionally managed portfolio of high-quality investments that are diversified across geographies, sectors and industries
  • Continuous oversight and regular rebalancing by our team of experts
  • Mobile apps for tracking your investments
  • Friendly support from knowledgeable investment representatives by email and phone


A service you can trust

Qtrade Guided Portfolios is powered by Aviso Wealth, one of Canada’s leading independent financial services providers. Aviso oversees billions in assets under administration and management. It is owned by the provincial credit union Centrals, The Co-operators/CUMIS and Desjardins.




Relocating in Retirement

Are you ready to embark on the exciting path of changing where you live in retirement?

Whether you're looking to buy, sell, or rent, we're here to guide you through every step of the way, ensuring your financial peace of mind.

  • Discover how your new property choice can positively impact your cash flow.
  • Identify any additional assets that might be necessary to fulfill your retirement dreams.
  • Customize your estate plan to perfectly fit this new chapter of your life.
  • Create a tailored cash flow roadmap to align with your financial needs.
  • Choose the ideal accounts and investments to maximize your benefits.
  • Explore strategies to minimize probate-related concerns and ensure a smooth transition.

We understand that your unique situation requires a personalized approach. Together, we'll thoroughly assess your assets, savings objectives, and current financial situation. Our goal is to provide you with a well-informed decision-making process and enhance your strategy to make your retirement dreams a reality.

Take the first step towards a stress-free retirement transition. Let's start a conversation about your financial future today. Your peace of mind is our commitment to you.


Emily Meyer, B.Comm, CFP®, RIS
Investment Advisor, Credential Securities
P: 306-463-5656 | E: Emily.Meyer@synergycu.ca

*Mutual funds, other securities and securities related to financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

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