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Personal Accounts
PowerPack Account
SmartPack Account
LitePack Account
VIEW ALL
Business & Ag Accounts
PowerPack Biz Account
SmartPack Biz Account
Community Pack Account
VIEW ALL
Ways to Pay
Member Card® Debit Card
Synergy Credit Union Collabria Credit Cards
INTERAC e-Transfer
Mobile Payments
VIEW ALL
SAVE
Savings Accounts
SaveDailyPack Account
iSave Account
VIEW ALL
Non-Registered Accounts
Wealth Accumulator Account
DepositWISE Account
High 5 Term Deposit Account
VIEW ALL
Registered Accounts
Registered Retirement Savings Account (RRSP)
Tax-Free Savings Account (TFSA)
Retirement Income Funds
VIEW ALL
BORROW
Personal Mortgages
Simplicity Mortgage
Simplicity Insured Mortgage
Super Mortgage
Open Mortgage
VIEW ALL
Personal Loans
Personal Term Loan
Personal Line of Credit
Education Loan
Vehicle Loan (Dealer Financing)
VIEW ALL
Business & Ag Mortgages
Simplicity Mortgage
Super Mortgage
Open Mortgage
Construction Mortgage
VIEW ALL
Business & Ag Loans
Business and Ag Term Loan
Business and Ag Quick Loan
Business and Ag Line of Credit
Equipment Financing
VIEW ALL
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Wealth Management
Estate Planning
Your Way To Wealth
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Business & Ag Wealth
Cash Management
Business Succession Planning
Group Retirement Savings Plans
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BUSINESS & AG
Business & Ag Financial Centre Team
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It's a Money Thing
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Personal Loans
Personal Term Loan
PERSONAL TERM LOAN
WHO IT'S FOR
Homeowners planning renovations or upgrades.
Anyone consolidating debt into one manageable monthly payment.
Budget-conscious borrowers who want structured payments and flexible options.
FEATURES & BENEFITS
Choose a repayment term from 1 month to 15 years to suit your financial goals.
Select weekly, biweekly, semi-monthly, or monthly payment options for added flexibility.
Benefit from competitive interest rates designed to support affordable borrowing.
Choose between fixed or variable interest rates based on your financial preferences.
Repay your loan early at any time without incurring prepayment penalties.
Protect your loan with optional
payment protection
coverage.
READY TO GET STARTED?
Our experts make term and payment choices clear—so your borrowing plan fits your budget confidently.
TALK TO AN EXPERT
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