OUR MISSION
Synergy Credit Union is a member-owned, cooperative financial institution providing financial, wealth management, and payment services to individuals and corporations for the benefit of members and communities.
OUR VISION
Synergy Credit Union aims to be a $5 Billion Credit Union driven by an unmatched member experience. We demonstrate a culture of member and community connectedness that embraces change.
Synergy Credit Union is a member-owned financial institution serving to over 27,000 members, both voting and non-voting, across 12 communities in northwestern Saskatchewan. As the fifth-largest credit union in Saskatchewan, Synergy stands among Canada's leading credit unions, with over $2.5 billion in combined on- and off-balance sheet assets.
Synergy Credit Union offers essential banking services through traditional branches, the nationwide 'ding free' AccuLink® ATM network, online and mobile banking, banking app, enhanced live chat, and Member Contact Centre (local call centre).
Leading with Purpose
Synergy’s leadership sets and guides the overall direction of the credit union to ensure its success, as both a viable business, and a socially, environmentally and economically responsible financial co-operative. They aim to ensure the credit union’s value are aligned with its membership’s and business is conducted in an effective, open, transparent and ethical manner.
ProfitShares Program
Through our profit sharing program, you can share in your credit union’s profits through rate bonuses on deposits, rate rebates on loans (on most products) and dividends on your ProfitShares account. On top of this, the more business you do with Synergy, the bigger your share becomes.
News
Whether it’s a new product or service, competitive rates, community events, financial news or celebrating the accomplishments of our members or staff, there’s always something happening at Synergy. To make it easy to stay in the loop, you can always find links to our most recent news here.
What we believe
People come first
A group of like-minded people can move mountains when they work together toward a common goal. We’re committed to growing with you. We build our wealth to improve your life and to help your community prosper. We’re here for you in good times and in bad. We’re always stronger together.
Make every day extraordinary
Members are our number one priority at Synergy, which is why we always go the extra mile for you in everything we do. It shows in how we build relationships beyond banking and work as a team to offer you an extraordinary experience. And every day, we always do our best to make you smile.
We're ready when you are
You deserve exceptional service in every channel, so that’s what we offer in person, over the phone and online. Our advisors will literally go the extra mile to meet with you, and we’re always looking forward – listening, adapting and seeking out new ways to meet your needs.
The right plan, tools and expertise
Simply put, we’re your local experts, whether it’s for your personal, business, ag operation, or agribusiness finances. To achieve this, we’re always sharpening our skills, and we’re 100% committed to listening, digging deep and finding the solutions that work right here at home for you.
Making our home better
We live and work here, so we feel a responsibility to pay it forward, promote economic development and make our communities better. Through our unique Synergy Shares Program, we invest in our communities and fund tools to support projects that improve community value, health care, financial literacy, and enhance local initiatives. Our staff members are passionate volunteers who extend everyday acts of kindness as part of their jobs.
Doing what's right
Doing what’s right for our members is our overriding purpose, and we look for and value staff members who share this belief. Doing the right thing for you as our member means open and ongoing communication, upholding your right to have a say in how we’re run and safeguarding the security of your privacy and all of your financial matters. Doing the right thing is embedded in our beliefs, and it is our unconditional promise to you.
People come first
A group of like-minded people can move mountains when they work together toward a common goal. We’re committed to growing with you. We build our wealth to improve your life and to help your community prosper. We’re here for you in good times and in bad. We’re always stronger together.
Make every day extraordinary
Members are our number one priority at Synergy, which is why we always go the extra mile for you in everything we do. It shows in how we build relationships beyond banking and work as a team to offer you an extraordinary experience. And every day, we always do our best to make you smile.
We're ready when you are
You deserve exceptional service in every channel, so that’s what we offer in person, over the phone and online. Our advisors will literally go the extra mile to meet with you, and we’re always looking forward – listening, adapting and seeking out new ways to meet your needs.
The right plan, tools and expertise
Simply put, we’re your local experts, whether it’s for your personal, business, ag operation, or agribusiness finances. To achieve this, we’re always sharpening our skills, and we’re 100% committed to listening, digging deep and finding the solutions that work right here at home for you.
Making our home better
We live and work here, so we feel a responsibility to pay it forward, promote economic development and make our communities better. Through our unique Synergy Shares Program, we invest in our communities and fund tools to support projects that improve community value, health care, financial literacy, and enhance local initiatives. Our staff members are passionate volunteers who extend everyday acts of kindness as part of their jobs.
Doing what's right
Doing what’s right for our members is our overriding purpose, and we look for and value staff members who share this belief. Doing the right thing for you as our member means open and ongoing communication, upholding your right to have a say in how we’re run and safeguarding the security of your privacy and all of your financial matters. Doing the right thing is embedded in our beliefs, and it is our unconditional promise to you.
7 CO-OPERATIVE PRINCIPLES
1. VOLUNTARY AND OPEN MEMBERSHIP
2. DEMOCRATIC MEMBER CONTROL
3. MEMBERS' ECONOMIC PARTICIPATION
4. AUTONOMY & INDEPENDENCE
5. EDUCATION, TRAINING AND INFORMATION
6. CO-OPERATION AMONG CO-OPERATIVES
7. CONCERN FOR COMMUNITY
Join a financial institution where you're treated like a VIP, regardless of your balance.
Open an account with Synergy CU online in just 10 minutes – it's quick, easy, and hassle-free!
Our history
Our story began in 1943 as Lloydminster Savings and Credit Union Ltd., offering people a financial institution guided by co-operative values and the seven international co-operative principles. These values and principles set us apart and gave hard-working people a financial partner who put them first, making them owners rather than customers, along with a commitment to work diligently for sustainability and growth in their community. We continue to be guided by these co-operative values and principles today. They inspire us to make you our number one priority and to be a place where we can all grow, build and share our wealth. Learn more about our journey as a credit union by reading our historical highlights below.
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Our Synergy Emerging Leaders (SEL) program is dedicated to improving our credit union for employees, members, and communities through collaboration among current and future leaders.
One of SEL's primary objectives is to promote Financial Literacy in our communities. Our Financial Literacy Team is steadfast in their dedication to providing educational resources to help individuals build their financial knowledge and skills. We strongly believe that understanding how money works is integral to achieving financial wellness.