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Business & Ag Mortgages

Whether you're building a new commercial space or expanding your agricultural operation, you deserve a mortgage that works as hard as you do. Our flexible lineup of business and ag mortgage solutions—including tailored loan insurance options—is designed to meet your unique needs and fuel your success.

Simplicity Mortgage

A straightforward option for businesses with as little as 20% down—built to save you time and money.
Super Mortgage

Access funds at mortgage rates with flexible sub-loans and repayment options to support your growth.
Open Mortgage

Pay down your business mortgage faster with no prepayment limits and flexible conversion options.
Construction Mortgage

Tailored for builders—advance funds as inspections are approved to keep your project moving.
Let’s Talk Business & Ag
Whether you're a seasoned business owner or just starting out, our team is here to support your journey. We offer tailored business banking solutions, smart borrowing options, investment opportunities, and specialized financial advice—all designed to fit your unique goals and needs.

Empowering Through Education

Knowledge is power—especially when it comes to financing your business or ag operation. Explore expert insights, practical tools, and helpful tips designed to boost your confidence and guide you through every step of your business journey.
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Understanding Business & Ag Mortgages

Learn what to consider before choosing a mortgage for your operation—so you can make informed decisions with confidence.
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Factors for Lending Decisions

Being aware of your whole financial picture is key to being prosperous and we want to help you get where you want to be.
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Creating a business plan (and 3 things you should consider)

A well-written business plan can be very helpful to you on many levels. It allows you to accurately determine the amount of money you'll need to start your venture and when you'll need it.

Business and/or Ag Mortgage APR* Example

*An APR represents the total yearly cost of borrowing money, expressed as a percentage of the principal loan amount.

Business/Ag Mortgage

Amount = $100,000
Annual rate = 7.50% (+1% application fee)
APR 8.02%
Preparing For Your Appointment
For your upcoming appointment, please make sure you have the following information ready:
  • Financial statements and/or tax returns for the past 3 years.
  • Up-to-date business plans and projections.
  • A list of current assets with estimated values.
  • A list of current liabilities, specifying balances, payment amounts, and authorized limits for credit cards or lines of credit, if applicable.
  • Direct deposit details.
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