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Financial Services Team
Giordano Ciccacci
RIS
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Deval Desai
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Ashlee Goodfellow
Home Financial Specialist | Synergy Credit Union
Michelle Grimsrud
Financial Services Supervisor | Synergy Credit Union
Tracee Hamel
Financial Services Associate | Synergy Credit Union
Bailey Johnson
Financial Services Associate | Synergy Credit Union
Nikki Jubinville
RIS
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Alissa Keer
RIS
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Mairah Sahar
Financial Services Advisor | Synergy Credit Union
Carole Selby
RIS
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Christine Valliere
RIS
Financial Services Supervisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
When did I join Synergy? May 2023
What’s my favourite part of helping members? I like to see facts and results.
My favorite part is to work and cooperate with members to identify and reach their financial objectives. I enjoy finding solutions to their needs and discovering opportunities to make them succeed in their financial well-being.
What’s one piece of advice I can give members? You can't go for plan A without a solid plan B. Be efficient and organized by setting short-to-long term goals.
What keeps me up at night? The strong desire and the firm need to achieve my life objectives.
I can help you with:
- New accounts
- Term deposits
- Personal loans
- Personal mortgage
- Line of credit
- Credit cards
- Estate administration
- Retirement savings
- RRSPs, TFSAs, RESPs
- Mutual funds*
Book an appointment with Giordano
Email: Giordano.Ciccacci@synergycu.ca
Ph: 1-306-500-7741
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
When did I join Synergy/start my career in the financial services industry? I join Synergy in August 2024. I have been working in the finance industry since October, 2015.
What’s my favourite part of helping members? I like to be part of my member's financial journey. I like to provide them with personalized advice about their financial needs. I like to educate them about financial products, so they can make decisions about their finances with confidence.
What’s one piece of advice I can give members? One piece of advice I like to give to my members is start saving early.
I can assist you with:
- New accounts
- Personal loan
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- Estate administration
- Mutual funds*
- Retirement savings
- RRSPs, TFSAs, RESPs
Email: Deval.Desai@synergycu.ca
Ph: 306 500 5296
When did I join Synergy? 2014
How many years I you been in the financial industry? 7
What’s my favourite part of helping members? Developing genuine, reliable, and trusting relationships. I take pride in being there with them to celebrate their financial successes but also being there to offer support and guidance through the less-than-ideal situations as well. When my members persevere and succeed, it feels like I do too.
What’s one piece of advice I can give that I think is crucial? “Knowledge is power.” Finances can be scary and easily fall into a category that not many people like to talk about. I want to change that. Life is about learning and evolving every single day to better yourself and the same goes for the financial aspects of your life. Reach out to your local experts and take control of your financial wealth with less fear and worry and more knowledge and power! I know if I had taken my own advice years ago, I could have avoided some crucial financial mistakes! Have fun with your money but find a balance and create a plan that supports your goals and lifestyle!
What keeps me up at night? The what ifs – what if I hadn’t made that decision? What if I would have done this differently instead? The what ifs are endless. I try to remind myself that we can’t change the past, but we can change the decisions and the paths that we choose to make going forward. Sometimes it’s not so easy to change your thinking but dwelling on the past won’t make things any better.
I can assist you with:
- Mortgages
- Personal loans
- Investments
- New accounts
Email: Ashlee.Goodfellow@synergycu.ca
Ph: 1-306-500-6753
When did I join Synergy CU? April 2014
How many years have I been in the financial industry? Over 26 years
What’s my favourite part of helping members? I enjoy learning about the member's plans and financial goals. I consider it a privilege when members trust me to partner with them in developing a plan for their financial success.
Let’s start building a strong foundation for your financial house!
What’s one piece of advice I can give members that is crucial? Live within your means. Financially healthy people spend less than they earn.
I can assist you with:
- New accounts
- Investments
- Personal loan
- Personal mortgage
Email: Michelle.Grimsrud@synergycu.ca
Ph: 1-306-500-5895
When did I join Synergy? October 2023
What’s my favourite part of helping members? When I am able to provide solutions that allow the member to relax and smile when they leave our meeting feeling more positive about their financial situation then when they arrived.
What’s one piece of advice I can give members? Ask all the questions you can, the more we know the more we can give you solutions that will work for you.
What keeps me up at night? Did I help with everything I could?
I can help you with:
- New accounts
- Personal loan
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- Retirement savings – RRPS, TFSA
- Retirement Income Options
- First Home Savings Account
- Registered Education Savings Plan
- Registered Disability Savings Plan
Book an appointment with Tracee
Email: Tracee.Hamel@synergycu.ca
Ph: 1-306-500-6743
Hello, I'm Bailey Johnson, a Financial Services Associate at Synergy's Lloydminster branch.
My journey in the financial services industry began in November 2021 when I joined the Synergy family as a Member Advisor. Since then, I've been dedicated to helping our members navigate their financial goals and aspirations.
One piece of advice I'm passionate about sharing with our members is that it's never too late or too early to start working toward your financial dreams. We all have unique goals and plans, and the key is to identify them and take meaningful steps to achieve them. With the right guidance and determination, we can all make progress toward financial success.
In this ever-changing world, what keeps me up at night is the unpredictability and uncertainties of life. I firmly believe that tomorrow is an opportunity, not a guarantee. This drives me to work even harder to assist our members in securing their financial future and helping them prepare for whatever comes their way.
I can assist you with:
- New accounts
- Personal loan
- Term deposits
- Line of credit
- Credit cards
- RRSPs, TFSAs, RESPs
- Retirement savings
Book an appointment with Bailey
Email: Bailey.Johnson@synergycu.ca
Ph: 1-306-500-6850
When did I join Synergy/start your career in the financial services industry? I started my financial career in 2006 when I joined Synergy Credit Union.
What’s my favourite part of helping members? I love the opportunity to meet with the great people both in and out of our Community. I value being able to get to know our members on a personal level and create a trusting and reliable relationship. It is extremely rewarding to be a part of assisting our members in reaching their financial success.
What’s one piece of advice I can give members? Do not be afraid to ask questions. We are your local experts and we are here to assist you in understanding how you can reach your goals. You work hard for your money and it is just as important to make your money work for you.
What keeps me up at night? Ensuring that I am a part of leaving the world a better place for my family.
I can help you with:
- New accounts
- Term deposits
- Credit cards
- Estate administration
- RRSPs, TFSAs, and RESPs
- Mutual funds*
When did I join Synergy? 2021
When did I start in the financial industry? 2021
What’s my favourite part of helping members? I love getting to know members and hearing their stories.
What’s one piece of advice I can give that I think is crucial? Never be afraid to ask for help. Budgeting, investing, and planning for the future can be stressful, so it is more than ok to ask questions and seek advice where needed.
I can assist with:
- New accounts
- Term deposits
- Mutual funds*
- RRSPs, TFSAs, RESPs
- Credit cards
Book an appointment with Alissa
Email: Alissa.Keer@synergycu.ca
Ph: 306-500-5605
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
When did I join Synergy/start my career in the financial services industry? August 2022
What’s my favourite part of helping members? I love getting to know our members, understanding their financial needs/goals and providing options of how they can get there.
I can assist you with:
- New accounts
- Term deposits
- Personal loan
- Line of credit
- Credit cards
Book an appointment with Mairah
Email: Mairah.Sahar@synergycu.ca
Ph: 1-306-500-1798
When did I join Synergy? 2015
When did I start in the financial industry? 2013
What’s my favourite part of helping members? Helping them find a way to reach their goals, stress free.
What’s one piece of advice I can give that I think is crucial? Start investing early, you never know what is going to come up.
What keeps me up at night? Hoping that I have helped my family and friends achieve their goals, emotionally, physically and financially.
I can assist with:
- New personal accounts
- Term deposits
- Wealth accumulator
- Personal loan
- Mutual funds*
Email: Carole.Selby@synergycu.ca
Ph: 306-500-6921
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
When did you join Synergy? 2008 and then again in 2015
How many years have you been in the financial industry? 11
What’s my favourite part of helping members? I love getting to know my members. I get excited to goal planning with the member to reach a goal that means a lot to them and then seeing the excitement in the member after hard work and achieving their goal.
What’s one piece of advice I can give that I think is crucial? Make the best choice with the information you have today.
- New accounts
- Investments
- Mutual funds*
- Personal loan
- Personal mortgage
Email: Christine.Valliere@synergycu.ca
Ph: 1-306-500-3033
Kirsten Fisher
RIS
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Krystal Quinney
Financial Services Associate | Synergy Credit Union
Melissa Trayhorne
Financial Services Advisor | Synergy Credit Union
Hello, I'm Kirsten Fisher. I began my exciting journey with Synergy CU in May of 2023, but my career in the financial services industry began back in 2016.
My passion lies in helping members like you achieve your financial goals. I believe progress is not always linear, so don't let setbacks discourage you. Together, we'll stay focused on your aspirations.
With keen attention to detail and market insights, I provide personalized advice and strategies. Your financial well-being is my top priority, and I'm committed to making your experience with Synergy rewarding.
Reach out to me for any of these financial services:
- New accounts
- Personal loan
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- Mutual funds*
- Retirement savings
- RRSPs, TFSAs, RESPs
Book an appointment with Kirsten
Email: Kirsten.Fisher@synergycu.ca
Ph: 1-306-500-6758
When did I join Synergy/start my career in the financial services industry? I started my career in the financial services industry in 2008 and I joined Synergy in 2015.
What’s my favourite part of helping members? I love meeting new people and helping them achieve their financial goals.
What’s one piece of advice I can give? It's never too late to improve your situation. We're here to help!
What keeps me up at night? Nothing! Between work, kids, and extra-curricular activities, I am out when my head hits that pillow!
I can assist you with:
- New accounts
- Personal loan
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- RRSPs, TFSAs, RESPs
Book an appointment with Krystal
Email: Krystal.Quinney@synergycu.ca
Ph: 1-306-500-6805
When did I join Synergy? 2015
When did I start in the financial industry? 2004
What’s my favourite part of helping members? Finding solutions to help them in their success.
What’s one piece of advice I can give that I think is crucial? Don’t be afraid to reach out for advice.
I can assist with:
- Personal loans
- Personal mortgage
- Business loans
- Business mortgage
- Agriculture loans
- Agriculture mortgage
- New accounts
- Investments
- Estate Administration
Book an appointment with Melissa
Email: Melissa.Trayhorne@synergycu.ca
Ph: 1-306-500-6863
Michelle Hickman
Financial Services Advisor | Synergy Credit Union
Rayanne Pynten
RIS
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
When did I join Synergy? 2020
When did I start in the financial industry? 2003-2006 and 2020-current.
What’s my favourite part of helping members? I love seeing friendly faces in the community and being able to interact and help them meet their financial needs.
What’s one piece of advice I can give that I think is crucial? Pay yourself first and have a financial plan in place.
What keeps me up at night? When my members are not covered if something were to happen to them or their family. Having the proper coverage on your debt is very important!
I can assist with:
- New accounts
- Personal loans
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- Estate administration
- Retirement savings
- RRSPs, TFSAs, RESPs
Book an appointment with Michelle
Email: michelle.hickman@synergycu.ca
Ph: 1-306-500-6125
When did I join Synergy/start my career in the financial services industry? I started my career in 2010 and have been with Synergy CU since Sept 2011.
What’s my favourite part of helping members? What brings me the most satisfaction in serving our members is empowering them to achieve financial success and realizing their unique financial aspirations, ultimately providing them with the much-needed peace of mind.
What’s one piece of advice I can give that I think is crucial? Prioritize paying yourself first and then make all other financial decisions. By doing so, you ensure that your financial goals and aspirations are given the importance they deserve, paving the way for a secure financial future.
What keeps me up at night? The thought of being unprepared for unexpected financial emergencies is a concern, which is why I stress the importance of building an emergency fund.
- New accounts
- Personal loan
- Term deposits
- Credit cards
- Investment planning
- Mutual funds*
- Retirment savings
- RRSPs, TFSAs, and RESPs
Ph: 1-306-500-6823
Katelyn Neufeld
Financial Services Associate | Synergy Credit Union
Brandon Wildeman
Financial Services Associate | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Hi there! I’m Katelyn Neufeld, Financial Service Associate at Synergy Credit Union, Macklin branch. With a passion for helping members achieve their financial goals, I’ve been part of the Credit Union system since 2010. Over the years, I’ve worn many hats—from working on the front line to managing a large team of Member Advisors. But my heart truly lies in building trust with our members and uncovering their needs.
When it comes to helping you, I believe in three things: make money, save money or fund your financial goals. Whether you’re looking to open a new account, secure a personal loan, or explore investment options, I’ve got you covered. Let’s work together to create a financial plan that suits your unique situation.
I can assist you with:
- New accounts
- Term deposits
- Personal loans
- Personal mortgage
- Line of credit
- Credit cards
- Estate administration
- Retirement savings
- RRSPs, TFSAs, RESPs
Book an appointment with Katelyn
Email: Katelyn.Neufeld@synergycu.ca
Ph: 1-306-500-6750
When did I join Synergy/start my career in the financial services industry? I joined the financial industry in April 2023. I have over 15 years’ experience in retail customer service and retail business ownership/management.
What’s my favorite part of helping members? I enjoy getting to know everyone and like the fact that no one’s story is the same. Then taking what I know from member engagement and creating a plan that is unique like them and seeing them exceed in their financial needs.
What’s one piece of advice I can give that I think is crucial? Don’t put things off for another day. Let’s make a plan for that dream vacation, let’s work on getting that dream home, lets plan early for a comfortable retirement.
I can assist you with:
- New accounts
- Investments
- Mutual funds*
- Personal loans
- Personal mortgage
Jenelle Cheesman
RIS
Financial Services Associate | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Nicki Murphy
Financial Services Associate | Synergy Credit Union
When did I join Synergy/start your career in the financial services industry? I began my financial service industry career with Synergy in April 2022.
What’s my favourite part of helping members? Making sure they have a full understanding of all their options and taking the time to help them find products that support their financial needs and goals!
What’s one piece of advice I can give? Be proactive with your finances and never hesitate to ask questions and book in with a financial service expert. It doesn't cost anything to get advice to be sure you are taking the right steps towards your goals.
I can help you with:
- New accounts
- Personal loans
- Term deposits
- Line of credit
- Credit cards
- RRSPs, TFSAs, RESPs
- Mutual funds*
Book an appointment with Jenelle
Email: Jenelle.Cheesman@synergycu.ca
Ph: 1-306-500-5272
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
When did I join Synergy? As part of the amalgamation process when Waseca Credit Union joined Lloydminster Credit Union in 1998.
How many years have I been in the financial industry? 40 plus years
What’s my favourite part of helping members? Talking with them and helping them find solutions.
I can assist you with:
- New accounts
- Investments
- Personal loans
- Personal mortgage
Book an appointment with Nicki
Email: Nicki.Murphy@synergycu.ca
Ph: 1-306-500-6812
Elysha Ducherer
Financial Services Advisor | Synergy Credit Union
Mike Fouhse
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
When did I join Synergy? I joined Synergy in May 2012.
What’s my favourite part of helping members? I enjoy getting to know our members, building strong relationships with them, and helping them achieve their financial goals.
What’s one piece of advice I can give members? Advice is free so be proactive with your finances and don't hesitate to book in with a financial services expert. We are here to help you along your financial journey and help you achieve your goals.
I can help you with:
- New accounts
- Personal loans
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- Business loans
- Business mortgage
- Agriculture loans
- Agriculture mortgage
- Retirement savings
- RRSPs, TFSAs, RESPs
Book an appointment with Elysha
Email: Elysha.Ducherer@synergycu.ca
Ph: 639-397-0771
When did I join Synergy? December 2021
How many years have I been in the financial industry? 13 years
What’s my favourite part of helping members?Seeing the happiness and excitement on member's faces when I have assisted them in reaching a financial goal in their life.
What’s some advice I can give that I think is crucial? Establish automatic transfers to the savings instrument of your choice. Be aware of what is on your credit bureau and what can be done to improve your credit score.
What keeps me up at night? Might be easier to tell you what doesn't keep me up at night.
I can assist you with:
- New accounts
- Term deposits
- Personal loans
- Personal mortgage
- Credit cards
- Mutual funds*
- Retirement savings
- RRSPs, TFSAs, RESPs
Email: Michael.Fouhse@synergycu.ca
Ph: 1-306-500-5610
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
Brittney Bergen
Financial Services Associate | Synergy Credit Union
Ryle Moneta
Financial Services Associate | Synergy Credit Union
I joined Synergy in March 2025. Before that, I worked at another credit union for nearly a year. Prior to my career in financial services, I was an entrepreneur for about nine years and started my career path as a high school teacher.
I love taking a holistic view of their financial situation, helping members uncover and realize dreams they may not have previously admitted they had – financial or otherwise. And of course, I love laughing with them!
What’s one piece of advice I can give members? Pursue those hidden dreams buried deep within you that you're too afraid to tell people about – I call those our “secret dreams.” You only get to live this life once, and so you might as well live it on your own terms.
What keeps me up at night? The main thing would be if I’m still wired from one of my favourite hobbies – aerials, AKA circus arts. When I’m not at the credit union, I’m pursuing my dream of being a recording artist and performer.
Services I can help with:
- New accounts
- Personal loans
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- Estate administration
- Retirement savings
- RRSPs, TFSAs, RESPs
Book an appointment with Brittney
Email: Brittney.Bergen@synergycu.ca
Ph: 306-500-6907
Brittney Bergen | LinkedIn
When did I join Synergy/start my career in the financial services industry? I first joined Synergy CU in the summer of 2023 as a summer student in loan support. That was my first position in the financial services industry.
What’s my favourite part of helping members? My favorite part of helping members is creating solutions for them to better manage their finances and achieve future goals. I believe good financial decisions derive from proper education and guidance.
What’s one piece of advice I can give members? The biggest piece of advice I would give members is to start an emergency fund that aims to cover 3-6 months of their living expenses so unexpected costs are less impactful.
What keeps me up at night? Knowing there is many people who simply live pay cheque to pay cheque and do not have any sort of savings for emergencies or retirement.
Services I can help you with:
- New accounts
- Personal loans
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- Retirement savings
- RRSPs, TFSAs, RESPs
Email: Ryle.Moneta@synergycu.ca
Ph: 306-500-5198
Elise Hildebrandt
Home Finance Specialist | Synergy Credit Union
Sangam Kumar
Financial Services Advisor | Synergy Credit Union
Ma. Frea Belle Malacas
RIS
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
Joyce Peacock
Financial Services Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
When did I join Synergy/start my career in the financial services industry? My career in finance started in 2000 and I joined Synergy Credit Union in October 2024.
What’s my favourite part of helping members? The best part about helping our members is knowing that we have eased their financial stress. I like talking about the payment options our members have and explaining how we can help them pay off their mortgage faster with small changes to their payments.
What’s one piece of advice I can give members? When you find the home that is yours, you will know it when you walk in the front door. There is just something about it, that says This is Home!
I can assist you with:
- Personal mortgage
Email: elise.hildebrandt@synergycu.ca
Ph: 306-500-8838
Elise Hildebrandt | LinkedIn
When did I join Synergy/start my career in the financial services industry? I joined Synergy Credit Union in Dec 2024 and started my journey in the financial services industry in March 2015.
What’s my favourite part of helping members? Changing financial Dreams into Reality.
What’s one piece of advice I can give members? No goal is too Big to achieve - Small steps are the answer.
What keeps me up at night? Finding ways to improve myself.
I can assist you with:
- New accounts
- Personal loans
- Personal mortgage
- Term deposits
- Line of credit
- Credit cards
- Estate administration
- Retirement savings
- RRSPs, TFSAs, RESPs
Email: sangam.kumar@synergycu.ca
Ph: 306-500-6759
When did I join Synergy/start my career in the financial services industry? I joined Synergy in January 2023 (joined New Community CU in 2019). I started my career in the Financial Services Industry in 2010.
What’s my favourite part of helping members? I love hearing the unique stories of my members' financial journey. My mantra has always been, “I will make things easy for you…” and it gives me a different sense of fulfillment when my members succeed on their financial goals. My favorite part in helping members is when I had exceeded their expectations, thus, building their trust, create a lasting impression and develop excellent relationship with them.
What’s one piece of advice I can give that I think is crucial? Be knowledgeable by seeking advice, be versatile because change is the only constant in the financial world and be open in exploring possibilities.
What keeps me up at night? How can I be more exceptional and effective on my role. And was I able to also extend my expertise to my family and look after their financial well-being?
I can assist you with:
- New accounts
- Term deposits
- Personal loans
- Personal mortgage
- Line of credit
- Credit cards
- Estate administration
- Mutual funds*
- Retirement savings
- RRSPs, TFSAs, RESPs
Email: Frea.Malacas@synergycu.ca
Ph: 1-306-500-2201
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
When did I join Synergy? January 2023
When did I start in the financial industry? 1986
What’s my favourite part of helping members? I absolutely love the human element of helping members - being able to connect with them on a deeper level and help them overcome challenges to achieve their dreams is the most rewarding thing I can imagine.
What’s one piece of advice I can give that I think is crucial? Don't be afraid to ask questions, because every question is an opportunity to learn and grow!
I can assist you with:
- New accounts
- Term deposits
- Credit cards
- Estate administration
- Investment planning
- Mutual funds*
- Retirement savings
- RRSPs, TFSAs, RESPs
Book an appointment with Joyce
Email: Joyce.Peacock@synergycu.ca
Ph: 1-306-500-5201
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
Michelle Karst
Financial Services Associate | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
When did you I Synergy? July 2019
How many years have I been in the financial industry? Started in financial services in 2019 and more than 25 years accounting experience.
What’s my favourite part of helping members? I like taking the time getting to know our members on a personal level, understanding their financial goals, whether short term or long term and working together with them to attain those goals.
What’s one piece of advice I can give that I think is crucial? Don’t be afraid to ask questions and seek guidance … that’s what we are here to help you with!
I can assist you with:
- New accounts
- Investments
- Personal loans
- Mutual funds*
Email: Michelle.Karst@synergycu.ca
Ph: 1-306-500-8206
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.
Von Ferrer
Financial Services Associate
Ryle Moneta
Financial Services Associate
When did I join Synergy/start my career in the financial services industry? I joined and started my career with Synergy in April 2024.
What’s my favourite part of helping members? Helping members make their dreams possible and meeting their financial needs - it's a great feeling when I've done my part in assisting them to get their dream house/car, opening their first bank account, and teaching young people the importance of saving money :)
What’s one piece of advice I can give members? No matter how old you are it's not too late to save!
What keeps me up at night? Not being able to help a member to the fullest.
Services I can assist you with:
- New accounts
- Personal loan
- Personal mortgage
- Term investments
- Lines of credit
- Credit cards
Email: Von.Ferrer@synergycu.ca
Ph: 306-500-5882
When did I join Synergy/start my career in the financial services industry? I first joined Synergy CU in the summer of 2023 as a summer student in loan support. That was my first position in the financial services industry.
What’s my favourite part of helping members? My favorite part of helping members is creating solutions for them to better manage their finances and achieve future goals. I believe good financial decisions derive from proper education and guidance.
What’s one piece of advice I can give members? The biggest piece of advice I would give members is to start an emergency fund that aims to cover 3-6 months of their living expenses so unexpected costs are less impactful.
What keeps me up at night? Knowing there is many people who simply live pay cheque to pay cheque and do not have any sort of savings for emergencies or retirement.
Services I can help you with:
- New accounts
- Personal loan
- Personal mortgage
- Term investments
- Lines of credit
- Credit Cards
- Retirement savings
- RRSPs, TFSAs, RESPs
Email: Ryle.Moneta@synergycu.ca
Ph: 306-500-5198
Branch Management Team
Jayne MacDiarmid
Branch Manager
Kindersley
Russell Schemenauer
Branch Manager
Lashburn and Marshall
Brendan Poliakiwski
Branch Manager
Lloydminster
Charlene Walz-Gette
Branch Manager
Macklin and Denzil
Jody Zerr
Branch Manager
Maidstone
Jessie Whitney
Branch Manager
Neilburg and Marsden
Nadine Wilson
Branch Manager
Paradise Hill
Robert Hoesgen
Branch Manager
Saskatoon - New Community Branch
Bobby Domes
Branch Manager
St. Walburg
Contact me today to:
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- Voice a concern
- Share a success story
- Voice a concern
Ph: 1-306-500-6873
I am privileged to work in the communities of Lashburn and Marshall as the Branch Manager with Synergy Credit Union. It's a tremendous region to build relationships and in turn, we help build communities.
I have more than 35 years of experience in the financial industry with a wide range of expertise to help you.
Away from work, I enjoy being involved in our community. I have served on many organizations, including the Lashburn Sportsplex since 1998. I also enjoy playing hockey, hunting and fishing.
Contact me, let's get started on:
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- Advice
- Lending
- Advice
- Voice a concern
- Share a success story
- Voice a concern
- Share a success story
Ph: 1-306-500-2130
Hello, my name is Charlene Walz-Gette. I am excited to lead a great team at Synergy’s Macklin Branch.
I started my financial industry career in 1987 and joined Macklin Credit Union in 2004. I also held the positions of Manager of Member Services and Manager of Administrative/Member Services before taking on the role of General Manager in 2016.
I enjoy being involved in the community and volunteer at various events, including holding the President position on the Macklin Hall Committee for five years.
- Share a success story
- Voice a concern
Email: Charlene.Walz-Gette@synergycu.ca
Ph: 1-306-500-7609
I am excited to lead a passionate team at our Maidstone Branch.
I have more than 13 years of experience in the financial industry — including 10 in the credit union system. Call today and we will help walk you through the options that best meet your needs.
I have just recently moved back to my hometown and I am excited to be involved in the community.
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- Share a success story
- Voice a concern
- Discuss your lending needs
- Share a success story
With over 21 years of experience at Synergy Credit Union in both deposits and lending, I'm dedicated to helping you achieve your financial goals.
I'm passionate about community involvement, especially with the 4-H program. In my free time, I love fishing, exploring pastures and cattle tours, and spending time at the lake.
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- Share a success story
- Voice a concern
- Discuss your lending needs
- Share a success story
Email: Jessie.Whitney@synergycu.ca
Ph: 1-306-500-6767
With over two decades of experience at Synergy Credit Union, I specialize in Investments, Commercial, and Agriculture lending. My goal is to provide expert financial advice, empowering individuals and businesses to grow and achieve their goals with confidence.
I'm deeply involved in my community, spending winters at the hockey rink watching my children. When time allows, I enjoy traveling to warm destinations. In the warmer months, I love being at my cabin by the lake, fishing, and making memories with family and friends.
- Voice a concern
- Share a success story
- Discuss your lending needs
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- Share a success story
- Voice a concern
- Share a success story
Email: Robert.Hoesgen@synergycu.ca
Ph: 1-306-500-6148
I have held various roles at Synergy, from Member Advisor to Financial Services Associate/Advisor, and now Branch Manager. I'm excited to lead the St. Walburg branch into the future.
Credentials/Education:
- CUIC 210 Consumer & Residential Mortgage Lending
I enjoy volunteering in the community and am actively involved in several local non-profit groups in St. Walburg. I hold executive positions on boards such as President of the Spruce Lake Community Centre, Treasurer of the curling club, bowling alley, and Chamber of Commerce. I'm also involved in organizing events like the St. Walburg Wild Blueberry Festival, Santa Claus Parade, and Party in the Pasture. My passion for local theatre drives me to act, write, and direct in two local dinner theatres each year.
