Synergy Credit Union - Financial Freedom: Start Your Savings Plan Today for a Secure Future

SAVE

Plan to Succeed

A savings plan is your gateway to financial freedom, no matter when you start or how much you begin with. Whether you're setting aside money for a rainy day or saving for life's milestones like buying a home, funding education, or retiring with confidence, we're here to help you turn your dreams into reality.

Lock in a 3.30% with our three-year, non-redeemable term.

Looking for a reliable way to grow your savings? Lock in a three-year, non-redeemable term deposit at 3.30% and enjoy guaranteed returns for the next 36 months. It’s a straightforward option for savers who value certainty.

Rates are subject to change without notice. Terms & conditions apply.

Lock in your rate today

Savings Accounts

Our flexible savings accounts make your money work for you. They also offer easy access to your funds when you need them.

SaveDailyPack Account

iSave Account

Go to Savings Accounts

Non-Registered Accounts

With non-registered accounts, there’s no limit on how much you can save, and you can choose from a wide variety of investments.

1 Year Cashable Term Deposit

Term Deposit Account

Wealth Accumulator Account

DepositWISE® Account

High 5 Account

Go to Non-registered Accounts

Registered Accounts

Registered accounts empower your long-term savings and come with tax advantages that put more money in your pocket today.

Registered Retirement Savings Account

Tax-Free Savings Account

Retirement Income Funds

Registered Education Savings Plan

First Home Savings Account

Registered Disability Savings Plan

Go to Registered Accounts

Why Synergy?

Savings for Everyone

Our savings accounts are designed to be accessible to all — with no minimum deposits, competitive interest rates, and flexible options. This reflects our commitment to open, inclusive membership and helping everyone take meaningful steps toward financial well-being.

Support Beyond the Numbers

We believe financial empowerment starts with knowledge. That’s why we offer personalized advice, tools, and resources to help you make confident, informed decisions about your savings — every step of the way.

Investing in What Matters

Your savings don’t just grow — they help fund local businesses, support community programs, and strengthen the places we all call home. When you save with Synergy, your money works for more than just you.