Synergy CU Preloader 80X80

HIGH 5 TERM DEPOSIT ACCOUNT

WHO IT'S FOR:

  • Low-risk savers: Want to grow your money securely over time? This account offers guaranteed returns with minimal risk.
  • Flexible planners: Need occasional access to your funds? Withdraw up to 20% of your investment each year — no penalties.
  • Long-term investors with short-term needs: Enjoy the benefits of a 5-year term while still having annual access to a portion of your savings.

FEATURES & BENEFITS

  • Minimum investment of $5,000
  • 1-to-5-year term deposits with guaranteed interest rates
  • Access up to 20% of your investment annually without penalty
*Deposits held at Saskatchewan credit unions are fully guaranteed by the Credit Union Deposit Guarantee Corporation. For more information, visit www.cudgc.sk.ca.

HOW IT WORKS

5-year laddered structure

Your investment is split into five parts, each maturing from 1 to 5 years. This gives you annual access and reinvestment opportunities.

Earn compound interest

Lock in a set rate, get paid interest along the way, and watch your money grow faster—simple as that.

Access a portion each year

You can access up to 20% of your investment annually — helpful if rates rise or your needs change.
READY TO GET STARTED?

From short-term savings to long-term growth, our financial experts will help you choose the right investment options to match your goals and timeline.

Synergy Credit Union uses cookies to improve your experience on our website. By continuing to browse the site you are agreeing to our use of cookies. You can find more information on our use of cookies here