Synergy CU Preloader 80X80

HIGH 5 TERM DEPOSIT ACCOUNT

WHO IT'S FOR:

  • Low-risk savers: Want to grow your money securely over time? This account offers guaranteed returns with minimal risk.
  • Flexible planners: Need occasional access to your funds? Withdraw up to 20% of your investment each year — no penalties.
  • Long-term investors with short-term needs: Enjoy the benefits of a 5-year term while still having annual access to a portion of your savings.

FEATURES & BENEFITS

  • Minimum investment of $5,000
  • 1-to-5-year term deposits with guaranteed interest rates
  • Access up to 20% of your investment annually without penalty
*Deposits held at Saskatchewan credit unions are fully guaranteed by the Credit Union Deposit Guarantee Corporation. For more information, visit www.cudgc.sk.ca.

HOW IT WORKS

5-year laddered structure

Your investment is split into five parts, each maturing from 1 to 5 years. This gives you annual access and reinvestment opportunities.

Earn compound interest

Lock in a set rate, get paid interest along the way, and watch your money grow faster—simple as that.

Access a portion each year

You can access up to 20% of your investment annually — helpful if rates rise or your needs change.
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