HIGH 5 TERM DEPOSIT ACCOUNT
WHO IT'S FOR:
- Low-risk savers looking to grow their money securely over time benefit from guaranteed returns with minimal risk.
- Flexible planners who need occasional access to funds can withdraw up to 20% of their investment each year without penalties.
- Long-term investors with short-term needs enjoy the benefits of a 5-year term while still having annual access to a portion of their savings.
FEATURES & BENEFITS
- Minimum investment of $5,000
- 1-to-5-year term deposits with guaranteed interest rates
- Access up to 20% of your investment annually without penalty
- Eligible for ProfitShares
- Deposits are fully guaranteed*
- Available as a registered investment for tax-efficient growth
*Deposits held at Saskatchewan credit unions are fully guaranteed by the Credit Union Deposit Guarantee Corporation. For more information, visit www.cudgc.sk.ca.
HOW IT WORKS
5-year laddered structure
Your investment is split into five parts, each maturing from 1 to 5 years. This gives you annual access and reinvestment opportunities.
Earn compound interest
Lock in a set rate, get paid interest along the way, and watch your money grow faster—simple as that.
Access a portion each year
You can access up to 20% of your investment annually — helpful if rates rise or your needs change.
READY TO GET STARTED?
Looking for secure growth and flexible access? Our financial experts can help you find the right investment strategy—so your money grows with your goals, year after year.
