HIGH 5 TERM DEPOSIT ACCOUNT
WHO IT'S FOR:
- Low-risk savers: Want to grow your money securely over time? This account offers guaranteed returns with minimal risk.
- Flexible planners: Need occasional access to your funds? Withdraw up to 20% of your investment each year — no penalties.
- Long-term investors with short-term needs: Enjoy the benefits of a 5-year term while still having annual access to a portion of your savings.
FEATURES & BENEFITS
- Minimum investment of $5,000
- 1-to-5-year term deposits with guaranteed interest rates
- Access up to 20% of your investment annually without penalty
- Eligible for ProfitShares
- Deposits are fully guaranteed*
- Available as a registered investment for tax-efficient growth
*Deposits held at Saskatchewan credit unions are fully guaranteed by the Credit Union Deposit Guarantee Corporation. For more information, visit www.cudgc.sk.ca.
HOW IT WORKS
5-year laddered structure
Your investment is split into five parts, each maturing from 1 to 5 years. This gives you annual access and reinvestment opportunities.
Earn compound interest
Lock in a set rate, get paid interest along the way, and watch your money grow faster—simple as that.
Access a portion each year
You can access up to 20% of your investment annually — helpful if rates rise or your needs change.