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VIEW ALL
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Ways to Pay
Member Card® Debit Card
Synergy Credit Union Collabria Credit Cards
INTERAC e-Transfer
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SaveDailyPack Account
iSave Account
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Registered Accounts
Registered Retirement Savings Account (RRSP)
Tax-Free Savings Account (TFSA)
Retirement Income Funds
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BORROW
Personal Mortgages
Simplicity Mortgage
Simplicity Insured Mortgage
Super Mortgage
Open Mortgage
VIEW ALL
Personal Loans
Personal Term Loan
Personal Line of Credit
Education Loan
Vehicle Loan (Dealer Financing)
VIEW ALL
Business & Ag Mortgages
Simplicity Mortgage
Super Mortgage
Open Mortgage
Construction Mortgage
VIEW ALL
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Business and Ag Term Loan
Business and Ag Quick Loan
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It's a Money Thing
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Registered Accounts
Registered Education Savings Plan (RESP)
REGISTERED EDUCATION SAVINGS PLAN (RESP)
WHO IT'S FOR:
Parents and guardians saving for a child’s post-secondary education with tax advantages and government grants.
Supportive family members such as grandparents or relatives contributing to a child’s future in a meaningful, tax-efficient way.
Future-focused families who value structured savings and want to maximize education funding through government incentives.
FEATURES & BENEFITS
Low Monthly Commitment: Start with automatic transfers as low as $25/month.
Customizable Terms: Select fixed or variable maturity dates to match your timeline.
Plan Types: Available as an Individual or Family Plan.
Tax-Deferred Growth: Investment earnings grow tax-free until withdrawal.
Government Grants: Eligible for federal education savings grants (e.g., CESG)*.
Flexible Investment Options: Choose from fixed or variable interest rates.
*if available
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READY TO GET STARTED?
Plain language guidance that simplifies RESP choices—so you feel certain, not overwhelmed.
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