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  3. Registered Education Savings Plan (RESP)

REGISTERED EDUCATION SAVINGS PLAN (RESP)

WHO IT'S FOR:

  • Parents and guardians: Save for your child’s post-secondary education with tax advantages and government grants.
  • Supportive family members: Grandparents or relatives can contribute to a child’s future in a meaningful, tax-efficient way.
  • Future-focused families: Ideal for those who value structured savings and want to maximize education funding through government incentives.

FEATURES & BENEFITS

  • Low Monthly Commitment: Start with automatic transfers as low as $25/month.
  • Customizable Terms: Select fixed or variable maturity dates to match your timeline.
  • Plan Types: Available as an Individual or Family Plan.
  • Tax-Deferred Growth: Investment earnings grow tax-free until withdrawal.
  • Government Grants: Eligible for federal education savings grants (e.g., CESG)*.
  • Flexible Investment Options: Choose from fixed or variable interest rates.
*if available

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