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Spending Accounts
Our Spending tab shows rates and information for U.S. dollar accounts. Our Canadian spending (chequing) accounts do not earn interest, so no rates are listed for them.
| U.S. ExchangePack | Rate |
| $0 to $1,500 | 0.050% |
| $1,500.01 to $5,000 | 0.100% |
| Over $5,000 | 0.150% |
Interest is earned on closing daily balance and paid monthly.
For more information on rates or to inquire about negotiable rates, please contact your nearest Synergy Credit Union branch.
Wondering why Canadian spending account rates aren’t listed?
Wondering why Canadian spending account rates aren’t listed?
Good question! Our everyday spending accounts don’t pay interest, which is why this section only shows U.S. dollar account rates.
Curious which spending account fits your day‑to‑day banking needs?
Synergy Credit Union Collabria US Dollar VISA®
Your new US Dollar Visa Card is your key to earning the privileges you deserve whenever you go to the United States or shop online with a US company. Because there are no foreign transaction fees for US purchases, this is the perfect card when you travel or shop in the US.
The Visa US Dollar Card requires a US chequing account.