Waiting for cheques in the mail is a thing of the past. With CRA Direct Deposit, your Canada Revenue Agency payments are deposited straight into your account—securely and conveniently. Signing up is simple through digital banking, giving you faster access to your funds.

Sign up for direct deposit if you expect to receive at least one of the following payments from the Canada Revenue Agency:

• Income tax refund.
• Goods and services tax/harmonized sales tax credit and any similar provincial and territorial payments.
• Canada child benefit and any similar provincial and territorial payments.
• Deemed overpayment of tax.
• Canada sickness benefit, Canada recovery benefit, Canada recovery caregiving benefit.

Debit Card Management is the ultimate in card security, offering you greater control over your finances and peace of mind.

In your online banking or Synergy CU mobile app, you can:

• Lock/unlock your debit card(s).
• Lock/unlock transactions in select provinces and territories.
  
• Lock/unlock POS transactions within Canada.
• Lock/unlock international POS transactions outside Canada.
• Lock/unlock ATM transactions within Canada.
• Lock/unlock international ATM transactions outside Canada.
  
• Lock/unlock contactless payments and smart card transactions (NFC and tap).
• Set worldwide ATM and POS "per-transaction" limits.