Term Deposits
| Non-Registered Term Deposit, DepositWISE and Wealth Accumulator | Rates |
|---|---|
| 12 to 23 Months | 2.750% |
| 24 to 35 Months | 2.950% |
| 36 to 47 Months | 3.000% |
| 48 to 59 Months | 3.150% |
| 60 to 71 Months | 3.300% |
| Non-Registered One Year Cashable | Rates |
|---|---|
| 12 Months | 1.500% |
You can earn a rate bonus on our non-registered term deposits on top of your interest earned through our profit sharing program.
| Non-Registered High Five Term Deposit Option | Rates |
|---|---|
| 12 Months | 2.750% |
| 24 Months | 2.950% |
| 36 Months | 3.000% |
| 48 Months | 3.150% |
| 60 Months | 3.300% |
*See RRSP rate page for the RRSP High Five Term Deposit Option rates
*See Tax-Free Savings Account rates page for the TFSA High Five Term Deposit Option rates
| RRSP or TFSA Term Deposit | Rates |
|---|---|
| 12 to 23 Months | 2.850% |
| 24 to 35 Months | 3.050% |
| 36 to 47 Months | 3.100% |
| 48 to 59 Months | 3.250% |
| 60 to 71 Months | 3.400% |
| RRSP One Year Cashable | Rates |
|---|---|
| 12 Months | 1.600% |
There are very few Synergy products that do not qualify for ProfitShares. For example, due to government regulations, RRSP, TFSA, and RRIF interest is excluded from the program. However, the few products that do not qualify receive favorable rates to compensate for their ineligibility in the ProfitShares Program.
