Term Deposits

Non-Registered Term Deposit, DepositWISE and Wealth Accumulator Rates
12 to 23 Months 2.500%
24 to 35 Months 2.700%
36 to 47 Months 3.000%
48 to 59 Months 3.050%
60 to 71 Months 3.150%
Non-Registered One Year Cashable Rates
12 Months 1.500%

You can earn a rate bonus on our non-registered term deposits on top of your interest earned through our profit sharing program.

Non-Registered High Five Term Deposit Option Rates
12 Months 2.500%
24 Months 2.700%
36 Months 3.000%
48 Months 3.050%
60 Months 3.150%

*See RRSP rate page for the RRSP High Five Term Deposit Option rates

*See Tax-Free Savings Account rates page for the TFSA High Five Term Deposit Option rates

RRSP or TFSA Term Deposit Rates
12 to 23 Months 2.550%
24 to 35 Months 2.750%
36 to 47 Months 3.050%
48 to 59 Months 3.100%
60 to 71 Months 3.200%
RRSP One Year Cashable Rates
12 Months 1.550%

There are very few Synergy products that do not qualify for ProfitShares. For example, due to government regulations, RRSP, TFSA, and RRIF interest is excluded from from the program. However, the few products that do not qualify receive favorable rates to compensate for their ineligibility in the ProfitShares Program.

 

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