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Financial Strength

EMPOWER YOUR FINANCIAL STRENGTH

Own  your financial strength -  make time to work towards your goals. Improving your financial situation can bring you less stress, better sleep, and a stronger ability to tackle life's challenges. We'll help you get there.

Find  your financial strength - take the Financial Wellness Quiz to determine your wellness score based on your spending, saving, borrowing and planning habits. Learn your strengths and discover which areas you need to focus on to help you stay on the right path to meet your financial goals.

  

FIND YOUR FINANCIAL STRENGTH

Check your financial wellness score to find your strengths and see if you need to make some changes. Then, submit your results to enter to win one of our monthly prize packages.

Submit your results for a chance to win*


Once you have checked your financial wellness score, and after you've received your confidential results, you can select to securely share them with Synergy.

What will we do with the results?
    • Individual results will never be shared publicly.
    • If you elect to share your results they will be shared with a Synergy expert. Sharing your results could help to confidentially inform a Synergy expert with ways that they can help you with your financial journey now or in the future. When you meet with a Synergy expert, or if you indicate that you would like for a Synergy representative to contact you, our expert will review your results to help inform the conversation.
    • If you elect to complete the quiz, but not share your name or submit your results to Synergy, the anonymous results will be shared with Synergy.
    • All results will help to inform the overall financial wellness of the communities of which we serve.

Member Wellness Contest

GENERAL INFORMATION

Credit Union: Synergy Credit Union
Address: 101 - 4908 42 Street Lloydminster, SK S9V 0E5
Phone: 1-866-825-3301
Email: webmail@synergycu.ca
Website: www.synergycu.ca


CONTEST DESCRIPTION and OUTLINE

If an individual submits their final results through the secure portal of the financial wellness survey they are entered for a chance to win one of six (6) monthly draws valued at $200.00 CAD.

The individuals’ name will remain in the draw for the duration of the contest period. When a winner* is selected, they will no longer be eligible for remaining draws. A Synergy Credit Union representative will attempt to contact the winner three (3) times. If contact is not successful, the name drawn is forfeit for that month and returned into the draw at which time a new winner will be selected.


Contest period: 12:01 am MST January 17, 2022 to 11:59 pm MST June 30, 2022
Draw dates: January 31, 2022, February 28, 2022, March 31, 2022, April 30, 2022, May 31, 2022 and June 30, 2022

* The winner:
    • cannot be or live in the same household as a Synergy Credit Union staff member or a member of the Board of Directors,
    • does not have to be a current member of Synergy Credit Union,
    • must be a Canadian resident.

CONSENT

When entering this contest, contestants agree to:
    • Granting permission for Synergy Credit Union to publish the winner’s name and/or photograph as it sees fit without remuneration for Synergy’s website, digital banking application, social media accounts, print materials, advertising, in branch use or posters.
    • In giving this consent, I release Synergy Credit Union, their nominees and designees from any and all liability for any violation of any personal or proprietary right I may have in connection with such sale, reproduction or use. I certify that I am of legal age and consent and have the legal authority to execute this consent and release. I approve the foregoing and waive any rights in the premises.
    • I understand that this consent is in addition to, and not in substitution for, any other consent, express or implied, which I have given Synergy Credit Union to collect, use and disclose my personal information. This consent may be withdrawn by contacting Synergy Credit Union using the information above.
    • If I withdraw consent, I acknowledge that existing publications will not be withdrawn from circulation.
    • Personal information held by Synergy Credit Union will be retained and destroyed in accordance with Synergy Credit Union’s retention of records policies and privacy legislation.

4 Key Pillars of Financial Wellness

person running in the winter

SPENDING

The ability to spend less than your income directly impacts your financial wellness. The key is to be able to build savings while also having enough funds to pay bills on time and cover unexpected expenses. To do this, it is important to identify the things you want, need or desire and to budget accordingly.

Money Management: Develop an Effective Budget

Helping you achieve and maintain financial well-being is our main priority, so we’ve put together some great tips to help you set goals, stay on track and monitor your spending habits.
person sitting on a couch holding a white coffee mug

SAVING

Having enough liquid savings is important when unexpected expenses arise. Not only do savings minimize the overall impact of these expenses, but having savings enables us to take advantage of opportunities such as investing in a home, planning for a child’s education and preparing for a comfortable retirement.

Grow Your Savings

There are lots of ways you can build a nest egg, whether you’re starting from zero or looking to diversify your savings plan. These tips could guide you into a brighter future.
mature person wearing gold scarf

BORROWING

A manageable debt load is key to being and feeling financially well. While a credit score is not a perfect indicator of financial wellness, it is an indicator of your ability to access credit and to repay debt. Not all debt is bad, and there is help available when it comes time to borrowing funds.

Smart Borrowing

Loans and credit make good financial sense when you do it wisely. Learn more about smart borrowing for different life stages and building or repairing your credit rating.
person holding skis

PLANNING

Planning ahead means you’re thinking about your future. Having a financial plan in place can help us to envision our future self so that our dreams become our reality. The more knowledge you have, the better decisions you can make and the more confidence you will have doing it.

Protect What Matters

You likely have a lot more than money to protect. Explore how to put a plan in place that protects your future and the people you love.

Lean on us

Sometimes we need a friend to help us find our strengths, even our financial strengths. Book your time to meet with one of our Synergy experts.

Second Bounce Documentary

Health is about more than physical wellbeing. Even for elite athletes. Second Bounce, a documentary produced by Two-Fold Productions, will peel back the layers of the journey of the Lakeland Rustlers Women’s Basketball team in 2022. Personalities connect and collide as a diverse group of female athletes battle personal obstacles post-pandemic as they defend their title and vie for redemption at nationals.

We are committed to the increased financial and mental wellbeing of our members and community, and we see this as an opportunity to highlight that message through the incredible storytelling involved in Second Bounce. 

“It is another way for us to reach our members and non-members with the message to make sure you are taking care of yourself in a holistic manner – mentally, physically, financially. It all matters,” said Synergy CEO Glenn Stang.

Value of a Financial Coach
Your coach becomes an integral part of getting to where you want to be by not only helping you chart the course, but by also holding you accountable.
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