Join today. Switch to Synergy.

Did you know Synergy Credit Union is a financial institution similar to banks in many ways (but we’re not a bank) and we are open to anyone? Yup, that's right. We offer the important products and services from chequing and saving to mortgages, loans and investments.

We get that you want simple, innovative and flexible solutions. We also completely understand wanting low fees and easy access to your money from your local branch, mobile, online and through an extensive national network of ATMs. We’re happy to provide all of this and more. Plus we have experts on staff who’s mission it is to help, and they love what they do. Sounds pretty great, right? Join us. Switch to Synergy.


  • Credit unions have been around in Canada since 1901 - over 118 years and Synergy Credit Union started over 75 years ago!
  • Credit unions serve over 5 million Canadians. Synergy serves more than 24,000!
  • We offer the same or higher deposit protection as banks - ours are fully guaranteed by the Credit Union Deposit Guarantee Corporation.

Profit Sharing


ProfitSharing is a simple idea and just one of the many advantages of being a member. When we do well, shareholders don’t profit — members do. Enjoy the benefits of ProfitShares by becoming a member.

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Member Rewards

When you become a member of Synergy Credit Union, you’re more than just a client. You’re a member-owner who has a direct say in the operation of your credit union. Start enjoying the rewards now.

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We're different than the banks

Different than the banks

Don’t settle for being a number. We get to know you and your success is important to us. We do more than deliver products and services — as partners we’re invested in you and your goals.

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Ding-Free, surcharge free ATMs from sea to sea

ding-free ATMs

There is no reason to pay an additional three dollars, just to take out 20 bucks. Wherever you are across Canada, you have access to thousands of surcharge free  ATMs — just for being a member.

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