Registered Retirement Income Funds

A retirement income fund makes the most sense for people after they retire - providing a consistent, reliable source of income from your many years of saving and investing. With Synergy's advice, we can help you plan your retirement income strategy to maximize your benefits, as well as help you focus in on key tax-planning considerations.

Registered Retirement Income Fund (RRIF): iSave

The Registered Retirement Income Fund (RRIF) iSave is a tax sheltered investment account which generates retirement income, while sheltering your interest earnings. You have the flexibility to move your funds at a later date. More

Registered Retirement Income Fund (RRIF): Term Deposit

The non-redeemable Retirement Income Fund (RRIF) is a tax sheltered investment account that generates retirement income while sheltering your interest earnings. Because funds are locked in, you know what your growth will be. More

Life Income Fund (LIF): iSave

A Life Income Fund, or LIF, holds eligible pension funds where it is locked in and produces income based on a government prescribed minimum and maximum. With the redeemable iSave option, you have the flexibility to withdraw funds up to an annual maximum and the option to move funds at a later date. More

Life Income Fund (LIF): Term Deposit

A Life Income Fund, or LIF, holds eligible pension funds where it is locked in and produces income based on a government prescribed minimum and maximum. With the non-redeemable option, you receive a competitive guaranteed rate based on the length of term you choose. More

Prescribed Retirement Income Fund (PRIF): iSave

A Prescribed Retirement Income Fund, or PRIF, is similar to a Retirement Income Fund (RIF) that makes regular payments to satisfy an annual minimum. A PRIF is for Saskatchewan locked-in pension funds. With the redeemable iSave option, you have the flexibility to withdraw funds when needed and the option to move funds at a later date. More

Prescribed Retirement Income Fund (PRIF): Term Deposit

A Prescribed Retirement Income Fund, or PRIF, is similar to a Registered Retirement Income Fund (RRIF) that makes regular payments to satisfy an annual minimum. A PRIF is for Saskatchewan locked-in pension funds. With the non-redeemable option, you receive a competitive guaranteed rate based on the length of the term you choose. More

Locked-in Retirement Account (LIRA): iSave

A locked in pension savings product offering a competitive, tiered interest rate based on your balance - with the flexibility to move your funds at a later date. More

Locked-in Retirement Account (LIRA): One Year Cashable Term

A locked-in pension term deposit, providing a guaranteed rate of return, that has the flexibility to be redeemed anytime. More

Locked-in Retirement Account (LIRA): Term Deposit

A locked in pension investment product offering a competitive, guaranteed interest rate for a specified length of time. More