Mortgages

We all dream of the perfect home to live in. At Synergy, it's our job to design a mortgage that best suits your needs because it will likely be your single biggest investment in your lifetime.

Choosing the right mortgage from the many options available could save you thousands of dollars and years of payments. Before you select any mortgage, have a look at Synergy's complete range of mortgages - each with its own advantages - then talk to us for a free comparison and consultation. You'll be glad you did!

Simplicity CMHC Mortgage

Want a no-frills mortgage with our best straight-out, up-front rate? You've found it! The Simplicity CMHC Mortgage option provides you with flexibility for your down payment and mortgage payments. More

Simplicity Conventional Mortgage

Want a no-frills mortgage with our best straight-out, up-front rate? You've found it! The Simplicity Conventional Mortgage requires a minimum 20% down payment - allowing more flexibility for readvancing additional funds when needed. More

Synergy Open Mortgage

Want more flexibility to pay down your mortgage as quick as possible with no penalties? The Synergy Open Mortgage may be for you. More

Super CMHC Mortgage

More flexibility. More rewards. Explore your options and design the ideal mortgage - plus you qualify for a cash return each year through our Synergy ProfitShares Program. The Super CMHC Mortgage option gives you flexibility with your down payment and mortgage payments. More

Super Conventional Mortgage

More flexibility. More rewards. Explore your options and design the ideal mortgage - plus you qualify for a cash return each year through our Synergy ProfitShares Program. The Super Conventional Mortgage requires a minimum 20% down payment - allowing more flexibility for readvancing additional funds when needed. More

Construction Mortgage

More convenient. More affordable. And more of what you want. Building your new home doesn't have to be a hassle with Synergy Credit Union's Construction Mortgage. More

Equity Builder Program

Are you looking to move into home ownership but don't have the 5% down payment? Don't fret. Under the Equity Builder Program, qualified buyers and homes will be eligible for a down payment term loan. Your days of paying rent may soon be behind you. More