"You have many options to meet your needs."
- Diverse Repayment Options, including:

• Payment frequency
• Length and term of loan
• Automatic transfers or self-service payments.

- Competitive fixed or variable rate options.

"You can borrow funds for a variety of purposes."

• Vacations
• Vehicles
• Household
• Equipment
• Debt consolidation
• Other

"You can prepay your loan at any time and save on interest."
- No penalty.

"You are eligible to share in the credit union's profits."
- Eligible for the ProfitShares program.

"You can protect your assets and your family."
- Loan Insurance available:

• Life
• Disability
• Critical illness
• Loss of employment

"You have many different ways to access your account information or history."
- In-branch assistance.
- Online banking, telephone banking or mobile services.
- Detailed monthly statements.