Automated Teller Machines (ATMs)

An automated teller machine is a banking machine that provides you access to your money.

Easy Access: Expand/Collapse

"You can access your account information at any time of the day or night."
- 24 hours a day, seven days a week.

Convenient: Expand/Collapse

"You can withdraw cash from your account at home or worldwide."
- Worldwide card acceptance on ATMs that show the INTERAC®, CIRRUS® or MAESTRO® symbol (see the back of your card for sample symbols).

Cost savings: Expand/Collapse

"If you withdraw money from most credit union ATMs you won't pay any additional fees."
- No service charges for Credit Union ATMs in Canada, excluding Quebec.

Additional Information:

- Synergy Credit Union has access to over 1800 'ding free' ATMs across Canada through the ACCULINK® ATM network. To locate a credit union ACCULINK ATM closest to you, download the ATM app to your smartphone at
- List of Synergy Credit Union ATMs
- Funds deposited at an ATM may be held until verified.
- Limits of $500 per day for cash withdrawals.
- Service fees do apply when using non-credit union banking machines.
- As a member, you will need a current, activated MEMBER CARD® debit card with your Personal Identification Number (PIN) before you use an ATM for the first time. To obtain your PIN, please contact your nearest Synergy Credit Union branch.

Who might benefit from this product/service?

Any member with a MEMBER CARD debit card who would like to conveniently access accounts across Canada and internationally.

®DING FREE & Design are registered trade-marks of Central 1 Credit Union, used under license.
®ACCULINK is a registered trade-mark owned by Credit Union Central of Canada, used under license.
®MEMBER CARD is a registered certification marks owned by Credit Union Central of Canada, used under license.
® Trade-mark of Interac Inc. Used under license.
® CIRRUS is a registered trademark owned by Cirrus Systems Inc. and is used under licence.
® MAESTRO is a registered trademark owned by Maestro International Inc. and is used under licence.

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