Credit Cards

With so many types of cards available, which one is the right one for you? Your buying habits and personal preferences (such as for rewards points) are factors in making that decision - and Synergy has a card that will make the right fit. Remember, too, that we're more than happy to discuss your options with you.


Many of our cards already offer or have the option of offering the CHOICE REWARDS® program. Every purchase you make with your MasterCard® could earn you points that you can apply towards travel, with no restrictions, and even merchandise! More

Student MasterCard®

Are you a student, looking to enhance your financial options while continuing your education? Start building a credit rating before you enter the workforce! The Student MasterCard® is your perfect fit, with no annual fee and great convenience! More

No Fee CHOICE REWARDS® MasterCard®

Would you like to enjoy the benefits of a credit card, along with the opportunity to earn rewards, but without the annual fees? Do you want to establish your credit? Either way, the No Fee CHOICE REWARDS® MasterCard is the right card for you. More

Low Fee MasterCard®

Do you want a credit card that includes many standard features, such as extended warranty or travel benefits, for a low annual fee? Do you want the option to add CHOICE REWARDS®? The Low Fee MasterCard is what you're looking for. More

Low Fee Gold MasterCard®

Do you like the distinction of being a Gold cardholder - receiving benefits, such as purchase protection, travel insurance or extended warranty - but don't want the extended medical coverage? Your best choice may be the Low Fee Gold MasterCard®. More

Gold MasterCard®

Are you a traveller that would like peace of mind on your next trip? The Gold MasterCard® offers a golden travel benefits package so you are automatically covered with these standard features from your card on your next trip. More

Platinum Class MasterCard®

Are you looking for a "best in class" product that offers you a high spending limit, double the rewards and a superior travel benefits program? Look no further - the Platinum MasterCard® is your card. More

CHOICE REWARDS® World Elite® MasterCard®

A credit card with a higher credit limit and all of the protection and perks with many added benefits, such as the ability to earn double the reward points (with no limits) for travel, merchandise and cash, as well as access to an exclusive travel agency. More