Credit Critical Illness Insurance - Single Premium

Additional insurance coverage (heart attack, stroke or cancer) for agricultural term loan products.

Peace of mind: Expand/Collapse

"You don't need to worry about making a loan payment while you're concentrating on regaining your health."
- Single or joint coverage available.
- Same rates for smokers/non-smokers.

"Your assets are protected should you suffer a critical illness."
- Lump sum benefit maximum $90,000.

"You qualify for insurance without the need to answer health questions."
- No health questionnaire.*

Flexible: Expand/Collapse

"Your insurance is added to your loan and included in your payment amount."
Premiums added to loan balance or paid in cash.

"As long as you have a loan you can apply for insurance today or at any time in the future."
- No closing date for application.
- Full refund of premium paid if cancelled within 30 days of applying.

Affordable: Expand/Collapse

"You can purchase insurance at an affordable rate."
- Competitive rates.

Cost Savings: Expand/Collapse

"If you pay your loan out early you get cash back."
- Pro-rated refund of premium.

Additional Information:

* Pre-existing conditions are taken into consideration.
- You must be enrolled in Credit Life Insurance (single premium) in order to obtain Critical Illness Insurance (single premium).
- No benefit payable for cancer if any signs/symptoms occur within 90 days following the coverage effective date.
- Coverage terminates at age 66.

Who might benefit from this product/service?

Any person or business owner between the ages of 16-55 years old who is looking for additional critical illness insurance coverage on their term loan.

 

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