A competitive rate of return investment account which allows members to make convenient deposits at a specified time.
Benefits
Features
Affordable: “You can start saving easily.”
- With a minimum of $25 monthly
Convenient: “You can set up scheduled deposits.”
- Automatic transfers provided
Growth: “You know what your growth will be.”
- Competitive rates
- Premium rates for deposits $50,000 and over
“Your rate of return is guaranteed.”
- Guaranteed rates until maturity
“You have the opportunity for a rate bonus through ProfitSharing.”
- Eligible for Profit Shares program
Flexible: “You have multiple options to choose from.”
“You can make additional lump sum deposits twice a year.”
“You can choose to have the interest paid to an account of your choice.”
- Terms available 12 to 84 months
- Minimum lump sum deposit of $100 up to a maximum of 20% of the original annual deposits.
- Interest compounded annually
or
Interest payout option
Immediate or detailed information: "You have multiple ways of accessing account information or history."
- In branch assistance
- Immediate access to online banking, telephone banking and mobile services
- Monthly detailed statements
Cost Savings: “You can use your investment as security to obtain a better loan rate.”
- Can be used as collateral
Security: "You can rest assured knowing your money is safe."
All members who want to invest a specified amount of money on a regular basis over a set period of time.